Benton County property record for 304 4th Ave NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.142 acres (6,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,900 (May 2018) |
| Tax Bill | $1,858 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00893.00 |
| Primary APN | 17.00893.00 |
|---|
| Lot Area | 6,199 sqft (0.142 acres) |
|---|
| Street Address | 304 4TH AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-008 BLOCK-020 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 20 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00893.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 4TH AVE NE, SAINT CLOUD, MN 56304-0317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| May 03, 2018 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2018 · Amount on Record |
| Deed Sale | May 03, 2018 · Amount on Record |
| Prior Sale | Dec 07, 2009 · Amount on Record |
| Deed Document Number | 2018429123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 304 4TH AVE NE, SAINT CLOUD, MN 56304-0317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 455348 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 455348 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 03, 2018 |
| Property Address | 304 4TH AVE NE, SAINT CLOUD, MN 56304-0317 |
| Document Number | 429123 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 429123 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 4TH AVE NE, SAINT CLOUD, MN 56304-0317 |
| Document Number | 429124 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 429124 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Number | 429125 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 429125 |
| Name | THE HOUSING AND REDEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,858.00 (+18.49%) Homeowner's exemption | $162,000 (+8.36%) Land $25,000 Building $137,000 | $162,000 (+8.36%) Land $25,000 Building $137,000 |
| 2023 | $1,568.00 | $149,500 Land $25,000 Building $124,500 | $149,500 Land $25,000 Building $124,500 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BIF IV Intrepid HoldCo.
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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