3054 Craig Ter, Crestview, FL 32539 Property Records

Okaloosa County property record for 3054 Craig Ter, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,212 sqft · built 1996
Lot Size1.46 acres (63,753 sqft)
Owner2 Individual Names on Record
Tax Bill$1,872 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-593-7376-1

Property Details

APN / Parcel Number

Primary APNC56-000-593-7376-1
Alternative APNs
  • 10-3N-23-0000-0004-0780
  • 23N310000000040780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,212 sqft Living Area
Gross Area3,770 sqft
1st Floor Area2,212 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area63,753 sqft (1.46 acres)
Garage TypeAttached
Garage Area667 sqft
PorchFinished/Open Porch
Porch Area224 sqft
Patio Area667 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3054 CRAIG TER
CityCRESTVIEW
StateFL
Zip32539-8568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK L HERITAGE HILLS UNREC: COM NW COR NW1/4 E900 FT S1005.95 FT E21.11 FT S30 FT TO POB E371.81 FT SELY 18.28 FT ALG CURVE TO POB SELY 120.70 FT S24 DEG W544.54 FT N36 DEG W134.57 FT N24 DEG E484.24 FT TO POB
Legal Range23W
Legal Township03N
Legal Section10
Legal SubdivisionHERITAGE HILLS
Legal BlockL
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4028
Census Tract20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3054 CRAIG TER, CRESTVIEW, FL 32539-8568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3054 CRAIG TER, CRESTVIEW, FL 32539-8568
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3054 CRAIG TER, CRESTVIEW, FL 32539-8568

Mortgage

Document Number0035894272
DateNov 30, 2021
Book Page3589/4272
Instrument3508645
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,872.00 (+6.3%) Homeowner's exemption$219,857 (+5.99%)$367,845 (-3.26%) Land $68,019 Building $299,826
2023$1,761.00 (+2.5%) Homeowner's exemption$207,438 (+3%)$380,242 (+7.15%) Land $57,789 Building $322,453
2022$1,718.00 Homeowner's exemption$201,396$354,883 Land $51,437 Building $303,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

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