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3046 Craig Ter, Crestview, FL 32539 Property Records

Okaloosa County property record for 3046 Craig Ter, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,457 sqft · built 1999
Lot Size1.1 acres (48,110 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Nov 2021)
Tax Bill$4,467 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-593-7385-2

Property Details

APN / Parcel Number

Primary APNC56-000-593-7385-2
Alternative APNs
  • 10-3N-23-0000-0004-0870
  • 23N310000000040870

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,457 sqft Living Area
Gross Area4,807 sqft
1st Floor Area3,457 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area48,110 sqft (1.1 acres)
Garage TypeAttached
Garage Area754 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area484 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3046 CRAIG TER
CityCRESTVIEW
StateFL
Zip32539-8568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT INT E R/W AURORA DR AND S R/W CRAIG TERRACES E130 FT ALG S R/W 130 FT TO POB E130 FT S24 DEG W412 FT N70 DEG W118 FT N24 DEG E367 FT TO POB
Legal Range23W
Legal Township03N
Legal Section10
Legal SubdivisionCRAIG TERRACE
Legal Block4
Legal Lot Number870
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4029
Census Tract20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3046 CRAIG TER, CRESTVIEW, FL 32539-8568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Deed Document Number20213505848
Deed Book / Page3587 / 2661
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 16, 2021
Property Address3046 CRAIG TER, CRESTVIEW, FL 32539-8568
Document Number0035872661
Book / Page3587 / 2661
Instrument DateNov 5, 2021
Instrument3505848
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1193 HOOD RD SE, 1193, RIO RANCHO, NM 87124-3073

Transferred To (Grantee/Buyer)

NameVerified Name
Address3046 CRAIG TER, CRESTVIEW, FL 32539-8568

Mortgage

Document Number35872663
DateNov 16, 2021
Instrument3587/2663
Lender
NameMSA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,467.00 (+5.45%) Homeowner's exemption Veteran's exemption$497,572 (+5.99%)$509,310 (-4.3%) Land $68,019 Building $441,291
2023$4,236.00 (+2.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$469,465 (+3%)$532,195 (+7.14%) Land $57,789 Building $474,406
2022$4,146.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$455,791$496,712 Land $51,437 Building $445,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: Verizon.

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