3056 Craig Ter, Crestview, FL 32539 Property Records

Okaloosa County property record for 3056 Craig Ter, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,755 sqft · built 1996
Lot Size	1.48 acres (64,730 sqft)
Owner	Individual Name on Record
Last Sale	$641,000 (Jul 2021)
Tax Bill	$124 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7374-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7374-6`
Alternative APN	`10-3N-23-0000-0004-0760`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,755 sqft Heated Area
Gross Area	7,229 sqft
1st Floor Area	2,238 sqft
Upper Floors Area	1,074 sqft
Basement Area	1,804 sqft
Finished Basement	1,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	64,730 sqft (1.48 acres)
Garage Type	Finished
Garage Area	528 sqft
Porch	Open Porch
Porch Area	1,585 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3056 CRAIG TER
City	CRESTVIEW
State	FL
Zip	32539-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK L HERIGATE HILLS II UNREC S/D COM NW COR NW1/4 E900.43 FT S1005.95 FT ALG CURVE 85.07 FT E21.11 FT S30 FT TO COR OF
Legal Range	23
Legal Township	03N
Legal Section	10
Legal Subdivision	HILLS II S/D
Legal Block	L
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	4
Census Block	4028
Census Tract	20400

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3056 CRAIG TER, CRESTVIEW, FL 32539-8568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Special Warranty Deed, Transfer · VA Mortgage PARAMOUNT BANK
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC
Jun 25, 2019	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	0035620214
Deed Book / Page	3562 / 214
Last Transfer Date	Oct 16, 2024
Transfer Doc	0003716746
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 22, 2021
Property Address	3056 CRAIG TER, CRESTVIEW, FL 32539-8568
Document Number	0035620214
Book / Page	3562 / 214
Instrument Date	Jul 7, 2021
Instrument	3473979
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,487.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5996 BIRD DR, 5996, CRESTVIEW, FL 32539-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 CRAIG TER, CRESTVIEW, FL 32539-8568

Mortgage

Document Number	3562216
Date	Jul 22, 2021
Instrument	3562/216

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3056 CRAIG TER, CRESTVIEW, FL 32539-8568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034563186
Date	Apr 17, 2020
Book Page	3456/3186
Instrument	3352320

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 25, 2019
Property Address	3056 CRAIG TER, CRESTVIEW, FL 32539-8568
Document Number	0034053805
Book / Page	3405 / 3805
Instrument Date	Jun 24, 2019
Instrument	3286940
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,352.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 MORENO POINT RD # RD505C, 30, DESTIN, FL 32541-3144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 CRAIG TENAEE, CRESTVIEW, FL 32539

Mortgage

Document Number	0034053806
Date	Jun 25, 2019
Instrument	3405-3806

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$629,324 (-1.22%)	$632,241 (-4.08%) Land $68,019 Building $564,222
2023	$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$637,093 (+3%)	$659,161 (+6.57%) Land $57,789 Building $601,372
2022	$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$618,537 Land $51,437 Building $567,100	$618,537 Land $51,437 Building $567,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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