30525 Edgewater Dr, Elkhart, IN 46516 Property Records

Elkhart County property record for 30525 Edgewater Dr, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,685 sqft · built 1940
Lot Size	0.86 acres (37,505 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,697 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-126-021.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-126-021.000-001`
Alternative APN	`0510126021001`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,685 sqft Living Area
1st Floor Area	1,433 sqft
Upper Floors Area	878 sqft
Basement Area	878 sqft
Finished Basement	439 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1951
Exterior Material	Frame/Aluminum
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	37,505 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,121 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	180 sqft
Porch	Porch
Porch Area	371 sqft
Patio Area	916 sqft
Shed	1 Shed
Shed Area	64 sqft
Gazebo	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510126021001
Old Parcel Number	0510126021001
Street Address	30525 EDGEWATER DR
City	ELKHART
State	IN
Zip	46516-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HIGHLAND PARK LOTS 36 & 37 2/57 INT IN WARNER PARK
Legal Subdivision	HIGHLAND PARK
Legal Lot Number	36,37 37
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	1
Census Block	1001
Census Tract	1402

Owner

30525 Edgewater Dr is owned and occupied by two individuals who acquired it in October 2004.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30525 EDGEWATER DR, ELKHART, IN 46516-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2004
Deed Sale	Oct 18, 2004
Deed Document Number	2002-06328
Prior Transfer Date	Feb 14, 2002
Prior Transfer Doc	2002-06328
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30525 EDGEWATER DR, ELKHART, IN 46516-1038
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007616
Date	Jul 6, 2021
Instrument	2021-17616

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,300 (+4.54%) Land $87,100 Building $412,200	$499,300 (+4.54%) Land $87,100 Building $412,200
2024	$4,697.00	$477,600 (+2.07%) Land $87,100 Building $390,500	$477,600 (+2.07%) Land $87,100 Building $390,500
2023		$467,900 (+9.78%) Land $87,100 Building $380,800	$467,900 (+9.78%) Land $87,100 Building $380,800
2022	$4,791.00 Homeowner's exemption	$426,200 Land $87,100 Building $339,100	$426,200 Land $87,100 Building $339,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30525 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30525 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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