30506 Edgewater Dr, Elkhart, IN 46516 Property Records

Elkhart County property record for 30506 Edgewater Dr, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1956
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$281,960 (Feb 2025)
Tax Bill	$1,074 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-128-015.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-128-015.000-001`
Alternative APN	`0510128015001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	111 ft deep x 90 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	30506 EDGEWATER DR
City	ELKHART
State	IN
Zip	46516-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HIGHLAND PARK LOTS 15 & 16 & 2/57 INT IN WARNER PARK
Legal Subdivision	HIGHLAND PARK
Legal Block	128
Legal Lot Number	15,16
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	1
Census Block	1001
Census Tract	1402

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 11, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 31, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	20252326
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000003747
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003

Mortgage

Document Number	0000000986
Date	Nov 26, 2025
Instrument	2025-20986

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 11, 2025
Property Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003
Document Number	0000002326
Map Reference	MB 3 PG 38
Instrument Date	Feb 7, 2025
Instrument	2025-02326
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003

Mortgage

Document Number	0000002327
Date	Feb 11, 2025
Instrument	2025-02327

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 31, 2017
Property Address	30506 EDGEWATER DR, ELKHART, IN 46516-1003
Document Number	0000003528
Map Reference	MB3 PG38
Instrument Date	Oct 20, 2017
Instrument	2017-23528
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30506 EDGEWATER DR, 30506, FORT WAYNE, IN 46851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30506 EDLEWATER DR, ELKHART, IN 46516-1003

Mortgage

Document Number	0000003530
Date	Oct 31, 2017
Instrument	2017-23530

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 20, 2019

Mortgage

Document Number	0000023529
Date	Oct 31, 2017
Instrument	2017-23529

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,800 (+6.61%) Land $16,800 Building $138,000	$154,800 (+6.61%) Land $16,800 Building $138,000
2024	$1,074.00 (+14.13%)	$145,200 (+2.54%) Land $18,100 Building $127,100	$145,200 (+2.54%) Land $18,100 Building $127,100
2023		$141,600 (+11.15%) Land $18,100 Building $123,500	$141,600 (+11.15%) Land $18,100 Building $123,500
2022	$941.00	$127,400 Land $18,100 Building $109,300	$127,400 Land $18,100 Building $109,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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