30400 Edgewater Dr, Elkhart, IN 46516 Property Records

Elkhart County property record for 30400 Edgewater Dr, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,910 sqft · built 1969
Lot Size	1.38 acres (60,331 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,993 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-201-001.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-201-001.000-001`
Alternative APN	`0510201001001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Basement Area	2,456 sqft
Finished Basement	1,910 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	60,331 sqft (1.38 acres)
Lot Dimensions	457 ft deep x 126 ft wide
Garage Type	Mixed
Garage Area	1,438 sqft
Parking Spaces	7 Parking Spaces
Pool Type	Enclosed Pool
Pool Area	608 sqft
Patio Area	1,312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510201001001
Old Parcel Number	0510201001001
Street Address	30400 EDGEWATER DR
City	ELKHART
State	IN
Zip	46516-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CEDAR BLUFFS LOT 2 EX S 500FT & LOT 1 EX S 500FT
Legal Subdivision	CEDAR BLUFFS
Legal Block	201
Legal Lot Number	2,1
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	1
Census Block	1001
Census Tract	1402

Owner

30400 Edgewater Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	30400 EDGEWATER DR, ELKHART, IN 46516-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017
Deed Sale	Jul 26, 2017
Prior Sale	Jul 17, 2017
Deed Document Number	2017-15598
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30400 EDGEWATER DR, ELKHART, IN 46516-1003
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000611
Date	Apr 26, 2021
Instrument	2021-10611

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30400 EDGEWATER DR, ELKHART, IN 46516-1003
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009500
Date	Apr 14, 2021
Instrument	2021-09500

Lender

Name	INOVA FCU
Type	Credit Union
Address	LEXINGTON, KY 40514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$625,900 (+27.66%) Land $97,700 Building $528,200	$625,900 (+27.66%) Land $97,700 Building $528,200
2024	$4,993.00	$490,300 (+2.27%) Land $97,700 Building $392,600	$490,300 (+2.27%) Land $97,700 Building $392,600
2023		$479,400 (+10.21%) Land $97,700 Building $381,700	$479,400 (+10.21%) Land $97,700 Building $381,700
2022	$4,918.00 Homeowner's exemption	$435,000 Land $97,700 Building $337,300	$435,000 Land $97,700 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30400 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30400 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Surf Internet.

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