3050 River Bend Dr, Bonner, MT 59823 Property Records

Missoula County property record for 3050 River Bend Dr, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1989
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$368,100 (Mar 2020)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R046252`

Property Details

APN / Parcel Number

Primary APN	`R046252`
Alternative APNs	`04-2201-12-4-02-01-0000` `0001598106` `R0462520` `1598106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	552 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	54,450 sqft
View / Lot	Rural
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001598106
Street Address	3050 RIVER BEND DR
City	BONNER
State	MT
Zip	59823-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S12, T13 N, R18 W, C.O.S. 1774, PARCEL B2A, IN SW4 SE4
Legal Range	18W
Legal Township	13N
Legal Section	12
Legal Subdivision	PORTION/ B2 CERTIFICATE/SURV
Legal Tract	B2A
Legal Block	1
Legal Lot Number	B2A
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1158
Census Tract	1401

Owner

3050 River Bend Dr is owned and occupied by an individual who bought it in March 2020.

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3050 RIVER BEND DR, BONNER, MT 59823-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Mar 19, 2020	Deed of Trust, Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Deed Document Number	20205246
Deed Book / Page	1027 / 1076
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3050 RIVER BEND DR, BONNER, MT 59823-9740
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010631393
Date	Sep 22, 2021
Book Page	1063/1393
Instrument	202124063

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3050 RIVER BEND DR, BONNER, MT 59823-9740
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740

Mortgage

Document Number	10271077
Date	Mar 20, 2020
Book Page	001027/001077
Instrument	5247

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3050 River Bend Dr was $2,337.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Bonner Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,365 (-) Land $139,975 Building $244,390	$384,365 (-) Land $139,975 Building $244,390
2025	$2,337.00	$384,365	$384,365 Land $139,975 Building $244,390
2023	$3,453.00	$371,000	$371,000 Land $93,100 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3050 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3050 River Bend Dr is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Montana
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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