305 Woods Cir, Gratis, OH 45330 Property Records

Preble County property record for 305 Woods Cir, Gratis, OH 45330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1984
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Oct 2002)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-0010-002-00-042-000`

Property Details

APN / Parcel Number

Primary APN	`C06-0010-002-00-042-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.269 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	456 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 WOODS CIR
City	GRATIS
State	OH
Zip	45330-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 340 INDIAN HILL SUBD SEC 2
Legal Subdivision	INDIAN HILL SUBD SEC 2
Legal Lot Number	340
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	3
Census Block	3012
Census Tract	480100

Owner

305 Woods Cir is owned and occupied by an individual who bought it in October 2002.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	305 WOODS CIR, GRATIS, OH 45330-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 17, 2009	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2002 · Amount on File
Deed Sale	Oct 24, 2002 · Amount on File
Prior Sale	Oct 3, 1994 · Amount on File
Deed Document Number	1761
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	305 WOODS CIR, GRATIS, OH 45330-3515
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WOODS DRIVE, GRATIS, OH 45330-3515

Mortgage

Document Number	000413/989
Date	Jan 4, 2021
Book Page	413/989
Instrument	202100000014

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	218 Months
Due	Mar 1, 2039

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	305 WOODS CIR, GRATIS, OH 45330-3515
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	VANTAGE LAND TITLE, VANTAGE LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00282/1698
Date	Mar 17, 2009
Book Page	282/1698
Instrument	200900093628

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 305 Woods Cir was $1,494 with a homeowner's exemption, down 1.2% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Municipality	Gratis Village
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (-1.19%) Homeowner's exemption	$39,170 (-) Land $6,230 Building $32,940
2024	$1,512.00 (+8.93%) Homeowner's exemption	$39,170 (-) Land $6,230 Building $32,940
2023	$1,388.00 (+14.14%) Homeowner's exemption	$39,170 (+20.45%) Land $6,230 Building $32,940	$111,900 Land $17,800 Building $94,100
2022	$1,216.00 Homeowner's exemption	$32,520 Land $3,960 Building $28,560
2020			$111,900 Land $17,800 Building $94,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Woods Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Woods Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRATIS VILLAGE PWS serves 990 people · EPA ID OH6800612
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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