302 Woods Cir, Gratis, OH 45330 Property Records

Preble County property record for 302 Woods Cir, Gratis, OH 45330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1983
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$112,350 (Oct 2009)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Oct 2009 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C06-0010-002-00-045-000`

Property Details

APN / Parcel Number

Primary APN	`C06-0010-002-00-045-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.239 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	405 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	302 WOODS CIR
City	GRATIS
State	OH
Zip	45330-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 343 INDIAN HILL SUBD SEC 2
Legal Subdivision	INDIAN HILL SUBD SEC 2
Legal Lot Number	343
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	3
Census Block	3012
Census Tract	480100

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 130, CAMDEN, OH 45311-0130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Oct 22, 2009	Warranty Deed, Transfer · Conventional Mortgage THE SOMERVILLE NATIONAL BANK
Jun 25, 2009	Survivorship Deed, Transfer FREEDOM TITLE COMPANY INC
Mar 16, 2009	Sheriff's Deed, Foreclosure
Apr 9, 2009	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	200900097832
Deed Book / Page	289 / 1025
Record Updated	Jun 8, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	302 WOODS CIR, GRATIS, OH 45330-3515
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00251/1616
Date	Jul 31, 2006
Book Page	251/1616
Instrument	200600073133

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	EATON, OH 45320

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Sep 10, 2021

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 22, 2009
Property Address	302 WOODS CIR, GRATIS, OH 45330-3515
Document Number	00289/1025
Book / Page	289 / 1025
Instrument Date	Oct 21, 2009
Instrument	200900097832
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, CAMDEN, OH 45311-0130

Mortgage

Document Number	200900097833
Date	Oct 22, 2009
Instrument	200900097833

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

June 2009: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 25, 2009
Property Address	302 WOODS CIR, GRATIS, OH 45330-3515
Document Number	00285/2501
Book / Page	285 / 2501
Instrument Date	Jun 18, 2009
Instrument	200900095721
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 EATON GETTYSBURG RD, EATON, OH 45320-9605
Investor	Possibly a Property Investor

March 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Mar 16, 2009
Property Address	302 WOODS CIR, GRATIS, OH 45330-3515
Document Number	00282/1564
Book / Page	282 / 1564
Instrument Date	Mar 12, 2009
Instrument	200900093597
Transaction Type	Foreclosure
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

April 2009: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 9, 2009
Property Address	302 WOODS CIR, GRATIS, OH 45330-3515
Document Number	00283/1045
Book / Page	283 / 1045
Instrument Date	Dec 16, 2008
Instrument	200900094148
Transaction Type	Foreclosure
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ADVANTAGE CT, BORDENTOWN, NJ 08505-4633
Mail Care Of	NATIONAL HOME MANAGEMENT SOLUTIONS
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Municipality	Gratis Village
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 (-1.18%) Homeowner's exemption	$34,870 (-) Land $5,920 Building $28,950
2024	$1,357.00 (+8.91%) Homeowner's exemption	$34,870 (-) Land $5,920 Building $28,950
2023	$1,246.00 (+12.96%) Homeowner's exemption	$34,870 (+19.3%) Land $5,920 Building $28,950	$99,600 (-) Land $16,900 Building $82,700
2022	$1,103.00 Homeowner's exemption	$29,230 Land $3,750 Building $25,480
2020			$99,600 Land $16,900 Building $82,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRATIS VILLAGE PWS serves 990 people · EPA ID OH6800612
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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