305 Ward Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 305 Ward Rd, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 2002
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$1,421 (2026)
Deeds & MortgagesOct 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN084 011A

Property Details

APN / Parcel Number

Primary APN084 011A
Alternative APNs
  • 644891
  • 395223

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Heated Area
Gross Area2,323 sqft
1st Floor Area1,040 sqft
Upper Floors Area572 sqft
AtticAttic
Attic Area572 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area217,800 sqft (5 acres)
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area186 sqft
Deck AreaDeck Area
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number395223
Street Address305 WARD RD
CityCORNELIA
StateGA
Zip30531-5078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-102 PB 51-299 541-482
Legal SubdivisionANITA MARTIN
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2023
Census Tract603

Owner

Source: Habersham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 WARD RD, CORNELIA, GA 30531-5078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 26, 2016
Transfer Doc0000002078
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address305 WARD RD, CORNELIA, GA 30531-5078
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 WARD RD, CORNELIA, GA 30531-5078

Mortgage

Document Number0000001379/0000000826
DateOct 16, 2024
Book Page0000001379/0000000826
Lender
NameJONES SHEILA DEFOOR
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 1, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,421.00 Homeowner's exemption Senior Citizen's exemption$129,739 (+35.8%) Land $27,720 Building $102,019$324,348 (+35.8%) Land $69,300 Building $255,048
2023Homeowner's exemption$95,540 (+22.87%) Land $19,600 Building $75,940$238,850 (+22.87%) Land $49,000 Building $189,850
2022Homeowner's exemption$77,756 Land $12,740 Building $65,016$194,390 Land $31,850 Building $162,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEMOREST
serves 18,049 people · EPA ID GA1370004
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable
1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ward Rd

Nearby Streets

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