227 Ward Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 227 Ward Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1995
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2021)
Tax Bill	$2,851 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084 009`

Property Details

APN / Parcel Number

Primary APN	`084 009`
Alternative APNs	`681183` `395217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Heated Area
Gross Area	4,480 sqft
1st Floor Area	1,720 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	59,242 sqft (1.36 acres)
Lot Width	250 ft Width
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	442 sqft
Patio Area	240 sqft
Utility Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395217
Street Address	227 WARD RD
City	CORNELIA
State	GA
Zip	30531-5077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-102 117 LT 6 PB 41-104 1260-878
Legal Subdivision	WARD ESTATES
Legal Lot Number	6
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2023
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 WARD RD, CORNELIA, GA 30531-5077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 18, 2021	Warranty Deed, Transfer
Jul 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20211052
Deed Book / Page	1260 / 878
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	227 WARD RD, CORNELIA, GA 30531-5077
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WARD RD, CORNELIA, GA 30531-5077

Mortgage

Document Number	0000001260/0000000880
Date	May 8, 2021
Book Page	0000001260/0000000880

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 18, 2021
Property Address	227 WARD RD, CORNELIA, GA 30531-5077
Document Number	1260/878
Book / Page	1260 / 878
Instrument Date	Mar 18, 2021
Instrument	2021-001052
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WARD RD, CORNELIA, GA 30531-5077

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 7, 2020
Property Address	227 WARD RD, CORNELIA, GA 30531-5077
Document Number	00001227/4
Book / Page	1227 / 4
Instrument Date	Jul 7, 2020
Instrument	2020-001493
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CORNELIA, GA 30531-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,851.00 Homeowner's exemption	$163,660 (+23.51%) Land $18,474 Building $145,186	$409,149 (+23.51%) Land $46,185 Building $362,964
2023	Homeowner's exemption	$132,504 (+35.21%) Land $13,384 Building $119,120	$331,260 (+35.21%) Land $33,460 Building $297,800
2022	Homeowner's exemption	$98,000 Land $6,000 Building $92,000	$245,000 Land $15,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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