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305 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 305 W Silver St, Reading, MI 49274 · Last verified March 2024

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 774 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Mar 2024)
Tax Bill$1,062 (2021)
Deeds & MortgagesMar 2024 Sale
Mar 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-065-001-031

Property Details

APN / Parcel Number

Primary APN20-065-001-031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area774 sqft Living Area
Gross Area1,062 sqft

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address305 W SILVER ST
CityREADING
StateMI
Zip49274-9105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING
Legal SubdivisionCHAPMANS ADD
Legal Lot Number41
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4010
Census Tract50400

Owner

Source: Hillsdale County records · APN 20-065-001-031

Assessment roll updated March 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2011 SCHMIDT TRL, GRAYLING, MI 49738-6938
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Deed, Transfer
MORTGAGE CONNECT LP
Mar 31, 2023Sheriff's Deed, Foreclosure
Dec 13, 2017Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleMar 31, 2023 · Amount on Record
Deed Document Number0001866870
Deed Book / Page1866 / 870
Record UpdatedJun 07, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionHILLSDALE MI
Recording DateMar 01, 2024
Property Address305 W SILVER ST, READING, MI 49274-9105
Document Number001866/870
Book / Page1866 / 870
Map ReferenceLB 63 PG 1
Instrument DateFeb 13, 2024
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyMORTGAGE CONNECT LP

Transaction

AmountAmount Recorded
Tax$915.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address951 W YAMATO RD # RD175, RD175, BOCA RATON, FL 33431-4439

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 SCHMIDT TRL, GRAYLING, MI 49738-6938

March 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHILLSDALE MI
Recording DateMar 31, 2023
Property Address305 W SILVER ST, READING, MI 49274-9105
Document Number01846/1069
Book / Page1846 / 1069
Map ReferenceLB 63 PG 1
Instrument DateMar 24, 2023
Transaction TypeForeclosure
Record UpdatedApr 27, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 W YAMATO RD STE 175, 175, BOCA RATON, FL 33431-4444

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateDec 13, 2017
Property Address305 W SILVER ST, READING, MI 49274-9105
Document Number01676/0736
Book / Page1676 / 0736
Map ReferenceLB63 PG1
Instrument DateDec 12, 2017
Instrument1676-0736
Transaction TypeTransfer
Record UpdatedJul 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 LAKE PLEASANT RD S, 1700, OSSEO, MI 49266-9636

Transferred To (Grantee/Buyer)

NameVerified Name
Address5791 CONDRA RD, ALLEN, MI 49227-9704

Mortgage

Document Number0016760737
DateDec 13, 2017
Instrument1676-0737
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$26,400$52,768 Land $7,590 Building $45,178
2021$1,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001, river or lake flooding

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: DMCI Broadband, Spectrum, Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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