301 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 301 W Silver St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,282 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$119,755 (Jan 2026)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-065-001-067`

Property Details

APN / Parcel Number

Primary APN	`20-065-001-067`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,282 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	2,114 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 W SILVER ST
City	READING
State	MI
Zip	49274-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	LOT 40 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING SPLIT ON 08/30/2005 FROM 20 065 001 030;
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	CHAPMANS ADD
Legal Lot Number	40
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4010
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Sheriff's Deed, Foreclosure
May 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	2026620272
Deed Book / Page	1913 / 531
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	01507/0543
Record Updated	Sep 20, 2026

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jan 27, 2026
Property Address	301 W SILVER ST, READING, MI 49274-9105
Document Number	001913/531
Book / Page	1913 / 531
Map Reference	LB 63 PG 1
Instrument Date	Jan 9, 2026
Transaction Type	Foreclosure
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VA BEACH, VA 23452-4262

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 25, 2023
Property Address	301 W SILVER ST, READING, MI 49274-9105
Document Number	001850/879
Book / Page	1850 / 879
Map Reference	LB 63 PG 1
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 MARIAS DR, COLDWATER, MI 49036-8595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 W CARD RD, HILLSDALE, MI 49242-9685

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800 (-1.67%)	$117,680 (-1.65%) Land $8,580 Building $109,100
2025	$2,288.00 (+116.26%) Homeowner's exemption	$59,800 (+151.26%)	$119,655 (+151.12%) Land $8,580 Building $111,075
2024	$1,058.00 (+9.64%)
2023		$23,800 (+20.2%)	$47,648 (+20.41%) Land $7,590 Building $40,058
2022		$19,800	$39,571 Land $6,600 Building $32,971
2021	$965.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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