300 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 300 W Silver St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,393 sqft
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$49,000 (Jul 1995)
Tax Bill$1,662 (2025)
Flood ZoneZone X (minimal risk)
APN20-065-001-048

Property Details

APN / Parcel Number

Primary APN20-065-001-048

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,393 sqft Living Area
Gross Area1,927 sqft
1st Floor Area1,927 sqft
Basement Area1,393 sqft
Unfinished Basement1,393 sqft

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions132 ft deep x 82 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address300 W SILVER ST
CityREADING
StateMI
Zip49274-9105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1LDRES
Legal DescriptionLOT 67 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section27
Legal SubdivisionCHAPMANS ADD
Legal Lot Number67
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4004
Census Tract50400

Owner

300 W Silver St is owned and occupied by two individuals who bought it in July 1995.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address300 W SILVER ST, READING, MI 49274-9105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 1995 · Amount on File
Deed SaleJul 26, 1995 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 300 W Silver St was $1,662.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,900$171,611 Land $8,872 Building $162,739
2025$1,662.00
2023$63,600$127,016 Land $7,848 Building $119,168
2021$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 W Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on W Silver St

Nearby Streets

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