Morgan County property record for 305 Ridge St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,427 sqft · built 1999 |
| Lot Size | 0.211 acres (9,183 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Nov 2020) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-142-24-008 |
| Primary APN | 1223-142-24-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,427 sqft Total Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,183 sqft (0.211 acres) |
| Lot Width | 104 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 731 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 305 RIDGE ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD EAST RIDGE SECOND ADD AMENDED WI LOT 08 |
| Legal Subdivision | EAST RIDGE SECOND ADD AMENDED |
| Legal Lot Number | 8 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 RIDGE ST, WIGGINS, CO 80654-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Mar 27, 2017 | Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 2020928973 |
| Prior Transfer Date | Mar 29, 2005 |
| Prior Transfer Doc | 0000825778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Nov 17, 2020 |
| Property Address | 305 RIDGE ST, WIGGINS, CO 80654-1414 |
| Document Number | 0000928973 |
| Map Reference | MB 985 PG 48 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 928973 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EQUITY TITLE OF COLORADO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 RIDGE ST, WIGGINS, CO 80654-1414 |
| Document Number | 0000928974 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 928974 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Mar 27, 2017 |
| Property Address | 305 RIDGE ST, WIGGINS, CO 80654-1414 |
| Document Number | 0000904667 |
| Map Reference | MB985 PG48 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 904667 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 RIDGE ST, WIGGINS, CO 80654-1414 |
| Document Number | 0000904668 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 904668 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (+8.89%) | $17,540 (+12.15%) Land $3,210 Building $14,330 | $280,750 (+20.23%) Land $51,400 Building $229,350 |
| 2024 | $1,654.00 | $15,640 (-19.13%) Land $2,560 Building $13,080 | $233,520 (-19.06%) Land $38,240 Building $195,280 |
| 2023 | $1,654.00 (+6.92%) | $19,340 (+34.87%) Land $3,170 Building $16,170 | $288,520 (+39.85%) Land $47,250 Building $241,270 |
| 2022 | $1,547.00 | $14,340 Land $2,770 Building $11,570 | $206,310 Land $39,900 Building $166,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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