Morgan County property record for 215 Ridge St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 5,220 sqft · built 1984 |
| Lot Size | 0.364 acres (15,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Oct 2009) |
| Tax Bill | $2,431 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-142-08-003 |
| Primary APN | 1223-142-08-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,220 sqft Total Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 1,568 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,840 sqft (0.364 acres) |
| Lot Dimensions | 132 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 121 sqft |
| Patio Area | 820 sqft |
| Shed | 1 Shed |
| Shed Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 215 RIDGE ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD EAST RIDGE ADD WI BLOCK 02 LOT 05 |
| Legal Subdivision | EAST RIDGE ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 200 |
215 Ridge St is owned and occupied by an individual who acquired it in June 2020.
Source: Morgan County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 RIDGE ST, WIGGINS, CO 80654-1391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on File |
| Deed Sale | Oct 23, 2009 · Amount on File |
| Deed Document Number | 2009858314 |
| Last Transfer Date | Jun 17, 2020 |
| Transfer Doc | 0000926652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 215 RIDGE ST, WIGGINS, CO 80654-1391 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000943977 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 943977 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 215 RIDGE ST, WIGGINS, CO 80654-1391 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000939088 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 939088 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Aug 5, 2020 |
| Property Address | 215 RIDGE ST, WIGGINS, CO 80654-1391 |
| Document Number | 0000926652 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 926652 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 RIDGE ST, WIGGINS, CO 80654-1391 |
| Document Number | 0000926653 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 926653 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 215 Ridge St was $2,431, down 20.9% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,431.00 (-20.87%) | $29,930 (-16.28%) Land $3,670 Building $26,260 | $478,830 (-10.27%) Land $58,740 Building $420,090 |
| 2024 | $3,072.00 | $35,750 (-9.36%) Land $3,280 Building $32,470 | $533,640 (-9.34%) Land $48,950 Building $484,690 |
| 2023 | $3,072.00 (-1.82%) | $39,440 (+36.05%) Land $3,620 Building $35,820 | $588,640 (+41.12%) Land $54,000 Building $534,640 |
| 2022 | $3,129.00 | $28,990 Land $3,170 Building $25,820 | $417,130 Land $45,600 Building $371,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 215 Ridge St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Ridge St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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