215 Ridge St, Wiggins, CO 80654 Property Records

Morgan County property record for 215 Ridge St, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 5,220 sqft · built 1984
Lot Size0.364 acres (15,840 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Oct 2009)
Tax Bill$2,431 (2025)
Deeds & MortgagesDec 2022 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1223-142-08-003

Property Details

APN / Parcel Number

Primary APN1223-142-08-003
Alternative APN
  • R012620

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area5,220 sqft Total Area
1st Floor Area1,568 sqft
Basement Area1,568 sqft
Finished Basement1,568 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,840 sqft (0.364 acres)
Lot Dimensions132 ft deep x 120 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area250 sqft
Deck Area121 sqft
Patio Area820 sqft
Shed1 Shed
Shed Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address215 RIDGE ST
CityWIGGINS
StateCO
Zip80654-1391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD EAST RIDGE ADD WI BLOCK 02 LOT 05
Legal SubdivisionEAST RIDGE ADD
Legal Block2
Legal Lot Number5
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group2
Census Block2069
Census Tract200

Owner

215 Ridge St is owned and occupied by an individual who acquired it in June 2020.

Source: Morgan County records, as of March 31, 2026

Owner of RecordIndividual Name on File
Mailing Address215 RIDGE ST, WIGGINS, CO 80654-1391
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Mar 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 5, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2009 · Amount on File
Deed SaleOct 23, 2009 · Amount on File
Deed Document Number2009858314
Last Transfer DateJun 17, 2020
Transfer Doc0000926652
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address215 RIDGE ST, WIGGINS, CO 80654-1391
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000943977
DateDec 6, 2022
Instrument943977
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term277 Months
DueJan 1, 2046

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address215 RIDGE ST, WIGGINS, CO 80654-1391
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000939088
DateMar 7, 2022
Instrument939088
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2052

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORGAN CO
Recording DateAug 5, 2020
Property Address215 RIDGE ST, WIGGINS, CO 80654-1391
Document Number0000926652
Instrument DateJun 17, 2020
Instrument926652
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyEQUITY SETTLEMENT SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 RIDGE ST, WIGGINS, CO 80654-1391

Mortgage

Document Number0000926653
DateAug 5, 2020
Instrument926653
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 215 Ridge St was $2,431, down 20.9% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,431.00 (-20.87%)$29,930 (-16.28%) Land $3,670 Building $26,260$478,830 (-10.27%) Land $58,740 Building $420,090
2024$3,072.00$35,750 (-9.36%) Land $3,280 Building $32,470$533,640 (-9.34%) Land $48,950 Building $484,690
2023$3,072.00 (-1.82%)$39,440 (+36.05%) Land $3,620 Building $35,820$588,640 (+41.12%) Land $54,000 Building $534,640
2022$3,129.00$28,990 Land $3,170 Building $25,820$417,130 Land $45,600 Building $371,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Ridge St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Ridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WIGGINS
serves 1,909 people · EPA ID CO0144035
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number