Morgan County property record for 207 Ridge St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,891 sqft · built 1993 |
| Lot Size | 0.333 acres (14,520 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1223-142-08-001 |
| Primary APN | 1223-142-08-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,891 sqft Total Area |
| 1st Floor Area | 1,891 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,520 sqft (0.333 acres) |
| Lot Dimensions | 132 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 384 sqft |
| Balcony Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 207 RIDGE ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD EAST RIDGE ADD WI BLOCK 02 LOT 03 |
| Legal Subdivision | EAST RIDGE ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 RIDGE ST, WIGGINS, CO 80654-1391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 7, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jun 30, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2017 |
| Transfer Doc | 0000906540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 207 RIDGE ST, WIGGINS, CO 80654-1391 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000945030 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 945030 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 207 RIDGE ST, WIGGINS, CO 80654-1391 |
| Document Number | 0000921388 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 207 RIDGE ST WIGGINS CO 806541391, WIGGINS, CO 80654-1391 |
| Document Number | 0000921388 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 921388 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 21, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 207 RIDGE ST, WIGGINS, CO 80654-1391 |
| Document Number | 0000906728 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NORTHERN COMPANY TITLE SERVICES, NORTHERN CO TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 207 RIDGE ST WIGGINS CO 806541391, WIGGINS, CO 80654-1391 |
| Document Number | 0000906728 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 906728 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Jun 30, 2017 |
| Property Address | 207 RIDGE ST, WIGGINS, CO 80654-1391 |
| Document Number | 0000906540 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 906540 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 RIDGE ST WIGGINS CO 806541391, WIGGINS, CO 80654-1391 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 (-14.47%) | $21,710 (-11.93%) Land $3,520 Building $18,190 | $347,390 (-5.58%) Land $56,290 Building $291,100 |
| 2024 | $2,606.00 | $24,650 (-13.02%) Land $3,020 Building $21,630 | $367,920 (-13%) Land $45,020 Building $322,900 |
| 2023 | $2,606.00 (+29.65%) | $28,340 (+52.12%) Land $3,470 Building $24,870 | $422,920 (+57.84%) Land $51,750 Building $371,170 |
| 2022 | $2,010.00 | $18,630 Land $3,040 Building $15,590 | $267,950 Land $43,700 Building $224,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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