La Plata County property record for 245 Prospector Ave, Durango, CO 81301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 2014 |
| Lot Size | 0.168 acres (7,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $413,300 (Aug 2015) |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5669-021-03-252 |
| Primary APN | 5669-021-03-252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,155 sqft |
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Lot Area | 7,320 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 361 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R435084 |
|---|---|
| Street Address | 245 PROSPECTOR AVE |
| City | DURANGO |
| State | CO |
| Zip | 81301-7953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THREE SPRG VILL 1 FIL 3 PH A LOT: 18 PER PLAT 1076287 245 PROSPECTOR AVE DURANGO 81301 |
| Legal Subdivision | THREE SPRG VILL 1 FIL 3 PH |
| Legal Phase | A |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970703 |
Source: La Plata County records · APN 5669-021-03-252
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 PROSPECTOR AVE, DURANGO, CO 81301-7953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on Record |
| Deed Sale | Aug 24, 2015 · Amount on Record |
| Deed Document Number | 20151101122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 245 PROSPECTOR AVE, DURANGO, CO 81301-7953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001178409 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 1178409 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75251 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,180 (-2%) Land $8,930 Building $34,250 | $704,980 (-) Land $145,750 Building $559,230 | |
| 2025 | $4,980.00 (+33.69%) | $44,060 (+26.54%) Land $9,110 Building $34,950 | $704,980 (+35.66%) Land $145,750 Building $559,230 |
| 2024 | $3,725.00 (+7.26%) | ||
| 2023 | $3,473.00 (+18.09%) | $34,820 (+11.64%) Land $6,960 Building $27,860 | $519,660 (+15.8%) Land $103,820 Building $415,840 |
| 2022 | $2,941.00 | $31,190 Land $6,930 Building $24,260 | $448,750 Land $99,690 Building $349,060 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 53% of the US · above 36% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Lumen Technologies | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Visionary Communications | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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