305 Pepper Ave, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 305 Pepper Ave, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,730 sqft · built 1987
Lot Size	0.546 acres (23,794 sqft)
Owner	2 Trust Names on File
Tax Bill	$16,787 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-234-100`

Property Details

APN / Parcel Number

Primary APN	`028-234-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,730 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	1,670 sqft
2nd Floor Area	1,060 sqft
Attic	Attic
Attic Area	530 sqft
Basement Area	200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	23,794 sqft (0.546 acres)
Lot Dimensions	162 ft deep x 150 ft wide
View / Lot	Corner
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 PEPPER AVE
City	HILLSBOROUGH
State	CA
Zip	94010-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 7 BLOCK 1 COUNTRY CLUB MANOR RSM 40/32 33 TOWN OF HILLSBOROUGH
Legal Subdivision	COUNTRY CLUB MANOR
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2002
Census Tract	605600

Owner

305 Pepper Ave is owner-occupied and held in a trust since May 2023.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Intrafamily Transfer, Transfer
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 23, 2020	Correction Deed, Transfer LAWYERS TITLE
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2023
Transfer Doc	0000024266
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 23, 2023
Property Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Document Number	0000024266
Map Reference	MB 40 PG 32&33
Instrument Date	May 22, 2023
Instrument	2023-024266
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Document Number	0000070940
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEPPER AVE HILLSBOROUGH CA 940106433, HILLSBOROUGH, CA 94010-6433

Mortgage

Document Number	0000070940
Date	Jul 23, 2020
Instrument	70940

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 23, 2020
Property Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Document Number	0000070939
Instrument Date	Jul 17, 2020
Instrument	70939
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEPPER AVE HILLSBOROUGH CA 940106433, HILLSBOROUGH, CA 94010-6433

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Document Number	0000086360
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEPPER AVE HILLSBOROUGH CA 940106433, HILLSBOROUGH, CA 94010-6433

Mortgage

Document Number	0000086360
Date	Oct 17, 2019
Instrument	86360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 14, 2018
Property Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433
Document Number	0000046260
Map Reference	MB40 PG32&33
Instrument Date	Jun 8, 2018
Instrument	2018-046260
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEPPER AVE, HILLSBOROUGH, CA 94010-6433

Mortgage

Document Number	0000046261
Date	Jun 14, 2018
Instrument	2018-046261

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Pepper Ave was $16,787 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,108 (+2%) Land $506,788 Building $478,320
2025	$16,787.00 Homeowner's exemption	$965,793 Land $496,851 Building $468,942
2023	$16,043.00 (+3.96%) Homeowner's exemption	$928,292 Land $477,558 Building $450,734	$5,675,580
2022	$15,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Pepper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Pepper Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Etheric Networks, T-Mobile.

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