Harnett County property record for 305 Pender Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,295 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 2019) |
| Tax Bill | $2,418 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500032672 |
| Primary APN | 1500032672 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,295 sqft Heated Area |
| 1st Floor Area | 907 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 102 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500032672 |
|---|---|
| Street Address | 305 PENDER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20M |
| Legal Description | LOT#386 OVERHILLS CREEK SEC 6 PT 2 MAP#2006-1005 |
| Legal Subdivision | OVERHILLS CREEK |
| Legal Lot Number | 386 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
305 Pender Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 PENDER RD, SPRING LAKE, NC 28390-1697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on File |
| Deed Sale | Jul 22, 2019 · Amount on File |
| Prior Sale | May 29, 2007 · Amount on File |
| Deed Document Number | 20199964 |
| Deed Book / Page | 3717 / 375 |
| Prior Transfer Date | Jun 3, 2014 |
| Prior Transfer Doc | 0000007623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 22, 2019 |
| Property Address | 305 PENDER RD, SPRING LAKE, NC 28390-1697 |
| Document Number | 0000009964 |
| Book / Page | 003717 / 000375 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 9964 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 PENDER RD SPRING LAKE NC 283901697, SPRING LAKE, NC 28390-1697 |
| Document Number | 9965 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 003717/000378 |
| Instrument | 9965 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2049 |
The 2026 property tax bill for 305 Pender Rd was $2,418.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,418.00 | $315,295 | $315,295 Land $55,030 Building $260,265 |
| 2023 | $1,847.00 | $251,489 | $251,489 Land $39,780 Building $211,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Pender Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Pender Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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