Harnett County property record for 295 Pender Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 2007 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2026) |
| Tax Bill | $1,705 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500046486 |
| Primary APN | 1500046486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Heated Area |
| 1st Floor Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 134 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500046486 |
|---|---|
| Street Address | 295 PENDER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20M |
| Legal Description | LT#387 OVERHLS CRK S6 P2 MAP#2006-1005 |
| Legal Subdivision | OVERHILLS CREEK |
| Legal Lot Number | 387 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Harnett County assessment roll, APN 1500046486, as of August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 PENDER RD, SPRING LAKE, NC 28390-1691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 20264930 |
| Deed Book / Page | 4331 / 1707 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Mar 17, 2026 |
| Property Address | 295 PENDER RD, SPRING LAKE, NC 28390-1691 |
| Document Number | 0000004930 |
| Book / Page | 4331 / 1707 |
| Map Reference | MB 2006 PG 1005-1008 |
| Instrument Date | Mar 09, 2026 |
| Instrument | 2026004930 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 LITTLE BRANCH DR, LILLINGTON, NC 27546-4701 |
| Name | Verified Name |
|---|---|
| Address | 295 PENDER RD, SPRING LAKE, NC 28390-1691 |
| Document Number | 0000004931 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026004931 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 295 PENDER RD, SPRING LAKE, NC 28390-1691 |
| Document Number | 0000029691 |
| Book / Page | 4091 / 177 |
| Map Reference | MB 2006 PG 1005-1008 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021029691 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3301 JONES CHAPEL RD, 3301, HONEA PATH, SC 29654-8766 |
| Name | Verified Name |
|---|---|
| Address | 295 PENDER RD, SPRING LAKE, NC 28390-1691 |
| Document Number | 0000029692 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021029692 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Harnett County assessment roll as of August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 | $231,144 (-) | $231,144 (-) Land $31,920 Building $199,224 |
| 2023 | $1,705.00 | $231,144 | $231,144 Land $31,920 Building $199,224 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), as of March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 76 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Source: EPA Safe Drinking Water Information System, water system NC0343045, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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