234 Pender Rd, Spring Lake, NC 28390 Property Records

Harnett County property record for 234 Pender Rd, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Dec 2021)
Tax Bill	$2,155 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500046621`

Property Details

APN / Parcel Number

Primary APN	`1500046621`
Alternative APN	`01051402 0006 30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Heated Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500046621
Street Address	234 PENDER RD
City	SPRING LAKE
State	NC
Zip	28390-1690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#379 OVERHLS CRK S6 P2 MAP#2006-1005
Legal Subdivision	OVERHILLS CREEK
Legal Lot Number	379
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

234 Pender Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	234 PENDER RD, SPRING LAKE, NC 28390-1690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA TRUST FCU
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CAROLINA TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202130152
Deed Book / Page	4093 / 763
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 22, 2021
Property Address	234 PENDER RD, SPRING LAKE, NC 28390-1690
Document Number	0000030152
Book / Page	4093 / 763
Map Reference	MB 2006 PG 1005-1008
Instrument Date	Dec 11, 2021
Instrument	2021030152
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 WINDING WAY, 424, COLUMBIA, SC 29212-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 PENDER RD, SPRING LAKE, NC 28390-1690

Mortgage

Document Number	0000030154
Date	Dec 22, 2021
Instrument	2021030154

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	234 PENDER RD, SPRING LAKE, NC 28390-1690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000770
Date	Jan 12, 2021
Book Page	3922/787
Instrument	2021000770

Lender

Name	CAROLINA TRUST FCU
Type	Credit Union
Address	MYRTLE BEACH, SC 29577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 31, 2020
Property Address	234 PENDER RD, SPRING LAKE, NC 28390-1690
Document Number	0000013021
Book / Page	3847 / 377
Map Reference	MB 2006 PG 1005-1008
Instrument Date	Jul 30, 2020
Instrument	2020013021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 911, FREEPORT, FL 32439-0911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 PENDER RD, SPRING LAKE, NC 28390-1690

Mortgage

Document Number	0000013022
Date	Jul 31, 2020
Instrument	2020013022

Lender

Name	CAROLINA TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 234 Pender Rd was $2,155, up 30.1% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,155.00 (+30.13%)	$279,761 (+24.83%)	$279,761 (+24.83%) Land $44,160 Building $235,601
2025	$1,656.00	$224,120	$224,120 Land $31,920 Building $192,200
2023	$1,656.00	$224,120	$224,120 Land $31,920 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Pender Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Pender Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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