305 Palmetto Ln, Largo, FL 33770 Property Records

Pinellas County property record for 305 Palmetto Ln, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,242 sqft · built 2005
Lot Size0.272 acres (11,840 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2017)
Tax Bill$8,449 (2025)
Flood ZoneZone X (minimal risk)
APNR47525

Property Details

APN / Parcel Number

Primary APNR47525
Alternative APNs
  • 05-30-15-35712-016-0110
  • 301505357120160110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,242 sqft Living Area
Gross Area4,681 sqft
1st Floor Area3,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable/Hip
Lot Area11,840 sqft (0.272 acres)
Lot Dimensions122 ft deep x 97 ft wide
Garage TypeAttached
Garage Area770 sqft

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area150 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47525
Street Address305 PALMETTO LN
CityLARGO
StateFL
Zip33770-4616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR BLUFFS SEC 2 UNIT B BLK P, LOT 11
Legal SubdivisionHARBOR BLUFFS SEC 2 UNIT B
Legal BlockP
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1028
Census Tract25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleMar 29, 2005 · Amount on Record
Deed Document Number2017292780
Deed Book / Page19782 / 1217
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,449.00 (+6.99%)
2023$7,897.00 (+2.27%) Homeowner's exemption
2022$7,722.00 Homeowner's exemption$2,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Palmetto Ln

Nearby Streets

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