Pinellas County property record for 302 Palmetto Ln, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,139 sqft · built 1957 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (May 2024) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-1718-8 |
| Primary APN | C62-000-749-1718-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 3,195 sqft |
| 1st Floor Area | 2,139 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 122 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 526 sqft |
| Deck Area | 150 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R47529 |
|---|---|
| Street Address | 302 PALMETTO LN |
| City | LARGO |
| State | FL |
| Zip | 33770-4615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR BLUFFS SEC 2 UNIT B BLK Q, LOT 2 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | HARBOR BLUFFS SEC 2 UNIT B |
| Legal Tract | 35712 |
| Legal Block | Q |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 25210 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 PALMETTO LN, LARGO, FL 33770-4615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Feb 9, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Mar 7, 2000 · Amount on Record |
| Deed Document Number | 2024133180 |
| Deed Book / Page | 22809 / 1953 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0230890815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 302 PALMETTO LN, LARGO, FL 33770-4615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREIBERT & MATTINGLY TTL GRO |
| Name | Verified Name |
|---|
| Document Number | 0209190876 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 20919/876 |
| Instrument | 2020083679 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 302 PALMETTO LN, LARGO, FL 33770-4615 |
| Document Number | 0204340504 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 PALMETTO LN LARGO FL 337704615, LARGO, FL 33770-4615 |
| Document Number | 0204340504 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 020434/000504 |
| Instrument | 53630 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,200.00 (-63.58%) | $280,728 (-28.73%) | $705,878 (+16.55%) Land $300,038 Building $405,840 |
| 2024 | $11,531.00 (+85.42%) | ||
| 2023 | $6,219.00 (+2.32%) Homeowner's exemption | $393,897 (+3%) | $605,643 (+20.29%) Land $334,618 Building $271,025 |
| 2022 | $6,078.00 Homeowner's exemption | $382,424 | $503,479 Land $289,718 Building $213,761 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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