308 Palmetto Ln, Largo, FL 33770 Property Records

Pinellas County property record for 308 Palmetto Ln, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,738 sqft · built 1957
Lot Size0.28 acres (12,201 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Jun 2026)
Tax Bill$3,051 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-1721-2

Property Details

APN / Parcel Number

Primary APNC62-000-749-1721-2
Alternative APNs
  • 05-30-15-35712-017-0050
  • 301505357120170050
  • 153005357120170050
  • R47532

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,738 sqft Living Area
Gross Area2,676 sqft
1st Floor Area1,738 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,201 sqft (0.28 acres)
Lot Dimensions122 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area432 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47532
Street Address308 PALMETTO LN
CityLARGO
StateFL
Zip33770-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHARBOR BLUFFS SEC 2 UNIT B BLK Q, LOT 5
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionHARBOR BLUFFS SEC 2 UNIT B
Legal Tract35712
Legal BlockQ
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25210

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 477, LARGO, FL 33779-0477
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleMay 18, 2011 · Amount on Record
Deed Document Number2026175037
Deed Book / Page23610 / 1318
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 30, 2026
Property Address308 PALMETTO LN, LARGO, FL 33770-4615
Document Number0000175037
Book / Page23610 / 1318
Instrument DateJun 25, 2026
Instrument2026175037
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000175038,
DateJun 30, 2026
Instrument2026175038
Lender
NameHOME LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,051.00 (+6.01%)$209,549 (+5.99%)$544,408 (-3.86%) Land $267,592 Building $276,816
2024$2,878.00 (+1.88%)
2023$2,825.00 (+2.8%) Homeowner's exemption$197,712 (+3%)$566,290 (+36.96%) Land $336,801 Building $229,489
2022$2,748.00 Homeowner's exemption$191,953$413,457 Land $272,629 Building $140,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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