Kendall County property record for 305 Owen Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,640 sqft · built 2019 |
| Lot Size | 0.426 acres (18,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (Nov 2019) |
| Tax Bill | $10,111 (2024) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-378-008 |
| Primary APN | 03-07-378-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 2,640 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 18,541 sqft (0.426 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 305 OWEN CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 ESTATES OF FOX CHASE UNIT 2 VILLAGE OF OSWEGO |
| Legal Subdivision | ESTATES OF FOX CHASE |
| Legal Lot Number | 21 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 5, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jun 11, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 201916708 |
| Prior Transfer Date | Dec 20, 2012 |
| Prior Transfer Doc | 0000000254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Document Number | 0000001859 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 202300001859 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026506 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 202100026506 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 5, 2019 |
| Property Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Document Number | 0000016708 |
| Map Reference | DOC 200400017569 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 201900016708 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 11, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1804 N NAPER BLVD STE 200, 1804, NAPERVILLE, IL 60563-8833 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Document Number | 0000016709 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 201900016709 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 11, 2019 |
| Property Address | 305 OWEN CT, OSWEGO, IL 60543-3202 |
| Document Number | 0000007496 |
| Instrument Date | May 24, 2019 |
| Instrument | 7496 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,502 (+22.1%) Land $29,317 Building $102,185 | $394,506 (+22.1%) Land $87,951 Building $306,555 | |
| 2024 | $10,111.00 | ||
| 2022 | $107,701 Land $24,011 Building $83,690 | $323,103 Land $72,033 Building $251,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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