300 Owen Ct, Oswego, IL 60543 Property Records

Kendall County property record for 300 Owen Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,392 sqft · built 2020
Lot Size0.283 acres (12,332 sqft)
Owner2 Individual Names on Record
Last Sale$377,000 (Jan 2021)
Tax Bill$11,981 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-07-378-011

Property Details

APN / Parcel Number

Primary APN03-07-378-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,392 sqft Living Area
Gross Area3,992 sqft
1st Floor Area3,392 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area12,332 sqft (0.283 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address300 OWEN CT
CityOSWEGO
StateIL
Zip60543-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 ESTATES OF FOX CHASE UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionESTATES OF FOX CHASE
Legal Lot Number18
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3027
Census Tract890301

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address300 OWEN CT, OSWEGO, IL 60543-3202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF OMAHA
Jan 21, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 1, 2020Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Document Number20211841
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address300 OWEN CT, OSWEGO, IL 60543-3202
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002597
DateMar 12, 2024
Instrument202400002597
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Address1620 DODGE ST, OMAHA, NE 68197
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateJan 21, 2021
Property Address300 OWEN CT, OSWEGO, IL 60543-3202
Document Number0000001841
Map ReferenceDOC 200500004336
Instrument DateNov 19, 2020
Instrument202100001841
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address300 OWEN CT, OSWEGO, IL 60543-3202

Mortgage

Document Number0000001842
DateJan 21, 2021
Instrument202100001842
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address300 OWEN CT, OSWEGO, IL 60543-3202
Document Number0000005101
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833

Mortgage

Document Number0000005101
DateApr 3, 2020
Instrument5101
Lender
NameFIRST AMERICAN BK
TypeBank
AddressELK GROVE VILLAGE, IL 60007
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,380 (+28.59%) Land $29,317 Building $132,063$484,140 (+28.59%) Land $87,951 Building $396,189
2024$11,981.00
2022$125,504 Land $24,011 Building $101,493$376,512 Land $72,033 Building $304,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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