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302 Owen Ct, Oswego, IL 60543 Property Records

Kendall County property record for 302 Owen Ct, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,370 sqft · built 2021
Lot Size0.455 acres (19,814 sqft)
Owner2 Individual Names on File
Last Sale$400,500 (May 2021)
Tax Bill$11,777 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-07-378-010

Property Details

APN / Parcel Number

Primary APN03-07-378-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,370 sqft Living Area
Gross Area3,970 sqft
1st Floor Area3,370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Exterior MaterialStone
Roof MaterialAsphalt
Lot Area19,814 sqft (0.455 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address302 OWEN CT
CityOSWEGO
StateIL
Zip60543-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 ESTATES OF FOX CHASE UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionESTATES OF FOX CHASE
Legal Lot Number19
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3027
Census Tract890301

Owner

Source: Kendall County records · APN 03-07-378-010

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 OWEN CT, OSWEGO, IL 60543-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Special Warranty Deed, Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 01, 2020Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Document Number202113426
Record UpdatedSep 20, 2026

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateMay 26, 2021
Property Address302 OWEN CT, OSWEGO, IL 60543-3202
Document Number0000013426
Map ReferenceDOC 200500004336
Instrument DateFeb 17, 2021
Instrument202100013426
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address302 OWEN CT, OSWEGO, IL 60543-3202

Mortgage

Document Number0000013427
DateMay 26, 2021
Instrument202100013427
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address302 OWEN CT, OSWEGO, IL 60543-3202
Document Number0000005101
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833

Mortgage

Document Number0000005101
DateApr 03, 2020
Instrument5101
Lender
NameFIRST AMERICAN BK
TypeBank
AddressELK GROVE VILLAGE, IL 60007
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$152,177 (+22.1%) Land $26,652 Building $125,525$456,531 (+22.1%) Land $79,956 Building $376,575
2024$11,777.00
2022$124,633 Land $21,828 Building $102,805$373,899 Land $65,484 Building $308,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938903013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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