305 Maple Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 305 Maple Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1 ba · 504 sqft · built 1945
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (May 2026)
Tax Bill	$875 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-001541`

Property Details

APN / Parcel Number

Primary APN	`07-001541`
Alternative APNs	`7001541` `001541`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	504 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Metal
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	001541
Street Address	305 MAPLE AVE
City	RIDGELY
State	MD
Zip	21660-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4,500 SQ FT SW/S MAPLE AVE RIDGELY
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2028
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 MAPLE AVE, RIDGELY, MD 21660-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOAN
Aug 15, 2022	Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Book / Page	1784 / 231
Transfer Doc	0000000259
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 4, 2026
Property Address	305 MAPLE AVE, RIDGELY, MD 21660-1908
Document Number	1784000231
Book / Page	1784 / 231
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	305 MAPLE AVE, RIDGELY, MD 21660-1908

Mortgage

Document Number	1784000237,
Date	May 4, 2026
Book Page	1784/237

Lender

Name	DIRECT MORTGAGE LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Aug 15, 2022
Property Address	305 MAPLE AVE, RIDGELY, MD 21660-1908
Document Number	0015900044
Book / Page	1590 / 44
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 ANDERSONTOWN RD, DENTON, MD 21629-2817

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$875.00 (-1.24%)	$58,800 (-) Land $35,000 Building $23,800	$58,800 (-) Land $35,000 Building $23,800
2025	$886.00 (-10.78%)	$58,800 (-9.4%) Land $35,000 Building $23,800	$58,800 (-9.82%) Land $35,000 Building $23,800
2023	$993.00	$64,900	$65,200 Land $35,000 Building $30,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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