212 Maple Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 212 Maple Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,985 sqft · built 1885
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Oct 2021)
Tax Bill	$3,555 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-002343`

Property Details

APN / Parcel Number

Primary APN	`07-002343`
Alternative APNs	`7002343` `002343`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,985 sqft Total Area
1st Floor Area	1,067 sqft
Utility Area	24 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	768 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	002343
Street Address	212 MAPLE AVE
City	RIDGELY
State	MD
Zip	21660-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9000 SQ FT NE/S MAPLE AVE RIDGELY
Legal Subdivision	TOWN/RIDGELY
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2026
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 MAPLE AVE, RIDGELY, MD 21660-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA
Oct 13, 2021	Deed, Transfer · USDA Mortgage FIRST HOME MORTGAGE CORPORATION
Jul 7, 2020	Guardian's Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Book / Page	1529 / 14
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	0014240330
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	212 MAPLE AVE, RIDGELY, MD 21660-1911
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012760163
Date	Sep 21, 2017
Book Page	1276/163
Instrument	1276-163

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 13, 2021
Property Address	212 MAPLE AVE, RIDGELY, MD 21660-1911
Document Number	0015290014
Book / Page	1529 / 14
Map Reference	LB LHG 57 FO 58
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 MAPLE AVE, RIDGELY, MD 21660-1911

Mortgage

Document Number	0000152919
Date	Oct 13, 2021
Instrument	1529/19

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 7, 2020
Property Address	212 MAPLE AVE, RIDGELY, MD 21660-1911
Document Number	0014240330
Book / Page	1424 / 330
Map Reference	LB KHG57 FO 58
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	212 MAPLE AVE, RIDGELY, MD 21660-1911

Mortgage

Document Number	0001424336
Date	Jul 7, 2020
Instrument	1424/336

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,555.00 (+4.07%) Homeowner's exemption	$343,200 (+11.07%)	$377,400 (-) Land $56,900 Building $320,500
2025	$3,416.00 (+9.45%) Homeowner's exemption	$309,000 (+31.94%)	$377,400 (+37.34%) Land $56,900 Building $320,500
2023	$3,121.00	$234,200	$274,800 Land $40,900 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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