302 Maple Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 302 Maple Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,934 sqft · built 1900
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2021)
Tax Bill	$6,401 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-001878`

Property Details

APN / Parcel Number

Primary APN	`07-001878`
Alternative APNs	`7001878` `001878`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,934 sqft Total Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Porch	Slab
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	001878
Street Address	302 MAPLE AVE
City	RIDGELY
State	MD
Zip	21660-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8100 SF NE/S MAPLE AVE RIDGELY
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2027
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Correction Deed · FHA Mortgage NORTHPOINTE BANK
Feb 16, 2021	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jun 5, 2020	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW
Nov 20, 2019	Grant Deed, Transfer ATTORNEY ONLY
Nov 20, 2019	Grant Deed, Transfer DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Book / Page	1537 / 108
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	1537000108
Record Updated	Oct 29, 2026

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CAROLINE MD
Recording Date	Nov 16, 2021
Property Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Document Number	0015370108
Book / Page	1537 / 108
Map Reference	MB TBL 22 FO 69
Instrument Date	Nov 11, 2021
Record Updated	Dec 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 MAPLE AVE, RIDGELY, MD 21660-1909

Mortgage

Document Number	0015320354
Date	Oct 28, 2021
Book Page	1532/354

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 16, 2021
Property Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Document Number	0014690445
Book / Page	1469 / 445
Map Reference	MB TBL22 FO 69
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAPLE AVE, RIDGELY, MD 21660-1909

Mortgage

Document Number	0001469458
Date	Feb 16, 2021
Instrument	1469/458

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 5, 2020
Property Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Document Number	0014190001
Book / Page	001419 / 000001
Instrument Date	Mar 17, 2020
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 N 5TH ST DENTON MD 216291104, DENTON, MD 21629-1104

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Nov 20, 2019
Property Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Document Number	0013860149
Book / Page	001386 / 000149
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 MAPLE AVE RIDGELY MD 21660, RIDGELY, MD 21660

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Nov 20, 2019
Property Address	302 MAPLE AVE, RIDGELY, MD 21660-1909
Document Number	0013860154
Book / Page	001386 / 000154
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6611 TOLUCA AVE WINTON CA 953889535, WINTON, CA 95388-9535

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,401.00 (+9.85%)	$430,267 (+55.26%)	$474,000 (+38.27%) Land $56,000 Building $418,000
2025	$5,827.00 (+37.43%)
2023	$4,240.00	$277,133	$342,800 Land $40,000 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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