305 Main St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 305 Main St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$486,500 (Jul 2019)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Apr 2020 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2264681141.00`

Property Details

APN / Parcel Number

Primary APN	`2264681141.00`

Location & Zoning

Street Address	305 MAIN ST
City	FRANKLIN
State	LA
Zip	70538-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT O NIELL - MAIN ST - SIGUR - O'FELLOWS ACQ 386 332828 IMPROVEMENT ON THE LAND OF VERZWYVELT STEVEN A JR ACQ 386 332828
Legal Subdivision	WARD TWELVE NON-SUBDIVISION
Legal Lot Number	O
Jurisdiction	ST MARY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	41500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Historic District listed 1982 · 328 contributing resources · NRIS 82000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 MAIN ST, FRANKLIN, LA 70538-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LA CAPITOL FEDERAL CREDIT UNION
Jul 8, 2019	Deed, Transfer · Stand-Alone First Mortgage LA CAPITOL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	332828
Deed Book / Page	386 / 133
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	305 MAIN ST, FRANKLIN, LA 70538-6120
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1589/465
Date	Apr 27, 2020
Book Page	1589/465
Instrument	351170

Lender

Name	LA CAPITOL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2049

Interest

Rate	4.25%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Jul 8, 2019
Property Address	305 MAIN ST, FRANKLIN, LA 70538-6120
Document Number	000386/133
Book / Page	386 / 133
Instrument Date	Jul 1, 2019
Instrument	332828
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348303
Date	Jul 8, 2019
Instrument	348303

Lender

Name	LA CAPITOL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000386/133
Date	Jul 8, 2019
Book Page	386/133
Instrument	332828

Lender

Name	LA CAPITOL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,678.00 (+29.72%) Homeowner's exemption	$49,169 (+8.85%) Land $5,200 Building $43,969	$491,690 (+8.85%) Land $52,000 Building $439,690
2023	$4,377.00 Homeowner's exemption	$45,172 Land $5,200 Building $39,972	$451,720 Land $52,000 Building $399,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	35 (1980–2021)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 13 claims Hurricane Rita, Sep 2005 · 8 claims Hurricane Lili, Oct 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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