302 Main St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 302 Main St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Apr 2026)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Oct 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`2264681102.00`

Property Details

APN / Parcel Number

Primary APN	`2264681102.00`

Exterior

Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	204 ft deep x 98.3 ft wide

Location & Zoning

Street Address	302 MAIN ST
City	FRANKLIN
State	LA
Zip	70538-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT TRACT A B C D A PER PLAT 21B 174105 BD W O'NIELL - GATES NOW VINZANT - W O'NIELL - MAIN ST ACQ 420 337847
Legal Range	09
Legal Township	14
Legal Section	02
Legal Subdivision	WARD TWELVE NON-SUBDIVISION
Legal Tract	A-D
Jurisdiction	ST MARY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	41500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Historic District listed 1982 · 328 contributing resources · NRIS 82000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Mary Parish records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 MAIN ST, FRANKLIN, LA 70538-6121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed, Transfer · Line of Credit PATTERSON STATE BANK
Oct 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	2026372398
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Apr 16, 2026
Property Address	302 MAIN ST, FRANKLIN, LA 70538-6121
Document Number	0000372398
Instrument Date	Apr 3, 2026
Instrument	2026372398
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAIN ST, FRANKLIN, LA 70538-6121

Mortgage

Document Number	0000372399,
Date	Apr 16, 2026
Instrument	2026372399

Lender

Name	PATTERSON STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Oct 6, 2021
Property Address	302 MAIN ST, FRANKLIN, LA 70538-6121
Document Number	000420/578
Book / Page	420 / 578
Instrument Date	Oct 6, 2021
Instrument	337847
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 (+19.15%) Homeowner's exemption	$44,340 (-) Land $4,130 Building $40,210	$443,400 (-) Land $41,300 Building $402,100
2023	$4,297.00 Homeowner's exemption	$44,340 Land $4,130 Building $40,210	$443,400 Land $41,300 Building $402,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	35 (1980–2021)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 13 claims Hurricane Rita, Sep 2005 · 8 claims Hurricane Lili, Oct 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures