Hampshire County and Northampton City property record for 305 Locust St, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,517 sqft · built 1900 |
| Lot Size | 0.136 acres (5,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $801,000 (May 2025) |
| Tax Bill | $7,694 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Oct 2018 Line of Credit + 1 more |
| APN | NHAM M:023A B:0100 L:0001 |
| Primary APN | NHAM M:023A B:0100 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,517 sqft Living Area |
| Gross Area | 2,361 sqft |
| 1st Floor Area | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 5,920 sqft (0.136 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 305 LOCUST ST |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URB |
| Legal Block | 100 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 821602 |
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 LOCUST ST, FLORENCE, MA 01062-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 23, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit FLORENCE BK |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit FLORENCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Dec 5, 2003 · Amount on Record |
| Deed Book / Page | 15427 / 128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | May 23, 2025 |
| Property Address | 305 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Document Number | 015427-128 |
| Book / Page | 15427 / 128 |
| Instrument Date | May 23, 2025 |
| Instrument | 7891 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Document Number | 0000007892 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 7892 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 305 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Document Number | 13099-149 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 305 LOCUST ST NORTHAMPTON MA 010622026, NORTHAMPTON, MA 01062-2026 |
| Document Number | 13099-149 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 013099/000149 |
| Instrument | 20683 |
| Name | FLORENCE BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 305 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Document Number | 12756-105 |
| Book / Page | 012756 / 000105 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|
| Document Number | 12756-105 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 012756/000105 |
| Instrument | 19954 |
| Name | FLORENCE BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,694.00 (+17.22%) | $552,300 (+33.28%) Land $147,100 Building $405,200 | $757,435 (+21.43%) |
| 2024 | $623,770 | ||
| 2023 | $6,564.00 | $414,400 Land $116,600 Building $297,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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