284 Locust St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 284 Locust St, Florence, MA 01062 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,384 sqft · built 1900
Lot Size	0.16 acres (6,978 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2005)
Tax Bill	$6,881 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
APN	`NHAM M:023B B:0052 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:023B B:0052 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,978 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	284 LOCUST ST
City	FLORENCE
State	MA
Zip	01062-2036
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	52
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1015
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:023B B:0052 L:0001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 LOCUST ST, FLORENCE, MA 01062-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2005 · Amount on Record
Deed Sale	Aug 02, 2005 · Amount on Record
Prior Sale	Dec 22, 1998 · Amount on Record
Deed Document Number	200520315
Deed Book / Page	8374 / 200
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	284 LOCUST ST, NORTHAMPTON, MA 01062-2036
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12780-20
Date	Oct 19, 2017
Book Page	12780/20
Instrument	21921

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,881.00 (+26.72%)	$494,000 (+44.11%) Land $153,000 Building $341,000
2023	$5,430.00	$342,800 Land $121,400 Building $221,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158216021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011, river or lake flooding, Tropical Storm Irene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.