Hampshire County and Northampton City property record for 291 Locust St, Florence, MA 01062 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,454 sqft · built 1920 |
| Lot Size | 0.137 acres (5,976 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (May 2020) |
| Tax Bill | $8,348 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance May 2020 Sale & Mortgage |
| APN | NHAM M:023A B:0096 L:0001 |
| Primary APN | NHAM M:023A B:0096 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,976 sqft (0.137 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 291 LOCUST ST |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NORTHAMPTON |
| Legal Block | 96 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 821602 |
Source: Hampshire County and Northampton City records · APN NHAM M:023A B:0096 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 LOCUST ST, FLORENCE, MA 01062-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK |
| May 29, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Document Number | 20209917 |
| Deed Book / Page | 13645 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 291 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13611-310 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 13611/310 |
| Instrument | 7786 |
| Name | GREENFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | May 29, 2020 |
| Property Address | 291 LOCUST ST, NORTHAMPTON, MA 01062-2026 |
| Document Number | 13645-326 |
| Book / Page | 13645 / 326 |
| Instrument Date | May 27, 2020 |
| Instrument | 9917 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 291 LOCUST ST, FLORENCE, MA 01062-2026 |
| Document Number | 9918 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 9918 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,348.00 (+15.3%) | $599,300 (+31.11%) Land $147,400 Building $451,900 | $592,705 (+13.68%) |
| 2024 | $521,360 | ||
| 2023 | $7,240.00 | $457,100 Land $116,900 Building $340,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158216021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 2 (2003–2011) |
| Most Recent Claim | Aug 2011, river or lake flooding, Tropical Storm Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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