305 Grant St, Harvard, IL 60033 Property Records

McHenry County property record for 305 Grant St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Apr 2017)
Tax Bill	$3,503 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-305-002`

Property Details

APN / Parcel Number

Primary APN	`01-36-305-002`

Exterior

Lot Area	8,721 sqft (0.2 acres)

Location & Zoning

Street Address	305 GRANT ST
City	HARVARD
State	IL
Zip	60033-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0012704 LT 3 BLK 28 HARTS 4TH ADDN CITY OF HARVARD
Legal Subdivision	HARTS 4TH ADDN CITY OF HARVARD
Legal Block	28
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1006
Census Tract	870302

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 GRANT ST, HARVARD, IL 60033-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 11, 2017	Trustee's Deed, Foreclosure ILLINOIS HOUSING DEVELOPMENT AUTHOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Mar 27, 2002 · Amount on Record
Deed Document Number	201712704
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0000012704
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 GRANT ST, HARVARD, IL 60033-3131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012267
Date	May 21, 2024
Instrument	2024R0012267

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 GRANT ST, HARVARD, IL 60033-3131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026815
Date	Sep 30, 2025
Instrument	2025R0026815

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 11, 2017
Property Address	305 GRANT ST, HARVARD, IL 60033-3131
Document Number	0000012704
Map Reference	MB1 PG12
Instrument Date	Mar 31, 2017
Instrument	2017R0012704
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GRANT ST, HARVARD, IL 60033-3131

Mortgage

Document Number	0000012706
Date	Apr 11, 2017
Instrument	2017R0012706

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000012705
Date	Apr 11, 2017
Instrument	2017R0012705

Lender

Name	NEBRAASKA
Type	Non-Lending Institution
Address	OMAHA, NE 68197

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,503.00	$47,562 (+29.08%) Land $7,607 Building $39,955	$142,686 (+29.08%) Land $22,821 Building $119,865
2022	Homeowner's exemption Additional exemption filed	$36,848 Land $6,877 Building $29,971	$110,544 Land $20,631 Building $89,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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