206 Grant St, Harvard, IL 60033 Property Records

McHenry County property record for 206 Grant St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1988
Lot Size	0.2 acres (8,721 sqft)
Owner	Individual Name on Record
Last Sale	$163,500 (Feb 2021)
Tax Bill	$4,627 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-307-005`

Property Details

APN / Parcel Number

Primary APN	`01-36-307-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Lot Area	8,721 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	206 GRANT ST
City	HARVARD
State	IL
Zip	60033-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0008603 LT 4 BLK 24 HARTS 4TH ADDN CITY OF HARVARD
Legal Subdivision	HARTS 4TH ADDN CITY OF HARVARD
Legal Block	24
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1017
Census Tract	870302

Owner

Source: McHenry County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 GRANT ST, HARVARD, IL 60033-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CTR
Mar 24, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Document Number	20218603
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000007718
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 16, 2026
Property Address	206 GRANT ST, HARVARD, IL 60033-3130
Document Number	0000016859
Instrument Date	Jun 10, 2026
Instrument	202616859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GRANT ST, HARVARD, IL 60033-3130

Mortgage

Document Number	0000016859,
Date	Jun 16, 2026
Instrument	202616859

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 24, 2026
Property Address	206 GRANT ST, HARVARD, IL 60033-3130
Document Number	0000007718
Map Reference	DOC 20847MB 1 PG 12
Instrument Date	Feb 20, 2026
Instrument	2026R0007718
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GRANT ST, HARVARD, IL 60033-3130

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 16, 2021
Property Address	206 GRANT ST, HARVARD, IL 60033-3130
Document Number	0000008603
Map Reference	DOC20847MB1PG12
Instrument Date	Sep 24, 2020
Instrument	2021R0008603
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 GRANT ST, HARVARD, IL 60033-3130

Mortgage

Document Number	0000008604
Date	Feb 16, 2021
Instrument	2021R0008604

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,627.00	$59,615 (+27.72%) Land $12,714 Building $46,901	$178,845 (+27.72%) Land $38,142 Building $140,703
2022	Homeowner's exemption	$46,675 Land $11,493 Building $35,182	$140,025 Land $34,479 Building $105,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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