306 Grant St, Harvard, IL 60033 Property Records

McHenry County property record for 306 Grant St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd
Lot Size	0.2 acres (8,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2026)
Tax Bill	$5,254 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-36-304-007`

Property Details

APN / Parcel Number

Primary APN	`01-36-304-007`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,725 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	306 GRANT ST
City	HARVARD
State	IL
Zip	60033-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2008R0051008 E1/2 LTS 1 & 4 BLK 23 HARTS 4TH ADDN CITY OF HARVARD
Legal Subdivision	HARTS 4TH ADDN CITY OF HARVARD
Legal Block	23
Legal Lot Number	1,4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1016
Census Tract	870302

Owner

Source: McHenry County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 GRANT ST, HARVARD, IL 60033-3132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Sep 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	20264784
Prior Transfer Date	Jan 10, 1997
Prior Transfer Doc	0097005219
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 23, 2026
Property Address	306 GRANT ST, HARVARD, IL 60033-3132
Document Number	0000004784
Map Reference	DOC 20847
Instrument Date	Feb 19, 2026
Instrument	2026R0004784
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	306 GRANT ST, HARVARD, IL 60033-3132

Mortgage

Document Number	0000004785
Date	Feb 23, 2026
Instrument	2026R0004785

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	306 GRANT ST, HARVARD, IL 60033-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036015
Date	Sep 28, 2017
Instrument	2017R0036015

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Mar 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,254.00	$58,613 (+30.02%) Land $7,228 Building $51,385	$175,839 (+30.02%) Land $21,684 Building $154,155
2022		$45,080 Land $6,534 Building $38,546	$135,240 Land $19,602 Building $115,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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