305 Grady Ave, Apt B1, Tryon, NC 28782 Property Records

Polk County property record for 305 Grady Ave, Apt B1, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,058 sqft · built 1969
Lot Size	3.07 acres (133,789 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2025)
Tax Bill	$992 (2026)
Deeds & Mortgages	Sep 2025 Sale May 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T10-E5-B01`

Property Details

APN / Parcel Number

Primary APN	`T10-E5-B01`
Alternative APN	`38240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	20 Units
Building Area	1,058 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	133,789 sqft (3.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38240
Street Address	305 GRADY AVE, B1
City	TRYON
State	NC
Zip	28782-3032
Property Category	Other
Property Type	Other > Other Improved
Legal Description	APARTMENT B-1, COMMON AREA = 9.6%, T10D T10D
Legal Subdivision	BELVEDERE TERRACE CONDOMINIUM
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3010
Census Tract	920304

Owner

305 Grady Ave, Apt B1 is owned and occupied by an individual who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 GRADY AVE, B1, TRYON, NC 28782-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer
May 1, 2024	Intrafamily Transfer, Transfer
Feb 22, 2024	Warranty Deed, Transfer
Apr 13, 2023	Warranty Deed, Transfer
Jun 19, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Book / Page	494 / 1873
Prior Transfer Date	May 1, 2024
Prior Transfer Doc	000485/503
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 30, 2025
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Document Number	00494/1873
Book / Page	494 / 1873
Map Reference	MB 174 PG 312&1192
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 CAROLINA DR # DR10B, DR10B, TRYON, NC 28782-0016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 1, 2024
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Document Number	000485/503
Book / Page	485 / 503
Map Reference	MB 174 PG 1192
Instrument Date	May 1, 2024
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 614, TRYON, NC 28782-0614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 614, TRYON, NC 28782-0614

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 22, 2024
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Document Number	00483/1667
Book / Page	483 / 1667
Map Reference	MB 156 PG 1149
Instrument Date	Feb 21, 2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 764, TRYON, NC 28782-0764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 614, TRYON, NC 28782-0614

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 13, 2023
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Document Number	00477/1242
Book / Page	477 / 1242
Map Reference	MB 156 PG 1149
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 HALLIEWOOD AVE, TEMPLE TERRACE, FL 33617-4234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 764, TRYON, NC 28782-0764

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000000257
Date	Jun 19, 2018
Book Page	0000000434/0000000257
Instrument	004706250023

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2033

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 23, 2021
Property Address	305 GRADY AVE APT B1, B1, TRYON, NC 28782-3032
Document Number	00461/1383
Book / Page	461 / 1383
Map Reference	MB 156 PG 1149
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 PALISADES DR, 807, BOGER CITY, NC 28092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 HALLIEWOOD AVE, TEMPLE TERRACE, FL 33617-4234

Tax Assessment & Valuation

The 2026 property tax bill for 305 Grady Ave, Apt B1 was $992, up 3.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00 (+3.66%)	$214,344 (+3.66%) Building $214,344	$214,344 (+3.66%) Building $214,344
2025	$957.00	$206,779 Building $206,779	$206,779 Building $206,779
2023	$615.00	$107,440 Building $107,440
2021			$107,440 Building $107,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 Grady Ave, Apt B1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Grady Ave, Apt B1 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Grady Ave

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