305 Grady Ave, Apt C2, Tryon, NC 28782 Property Records

Polk County property record for 305 Grady Ave, Apt C2, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,194 sqft · built 1969
Lot Size	3.07 acres (133,789 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Sep 2023)
Tax Bill	$1,018 (2026)
Deeds & Mortgages	Sep 2023 Sale Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T10-E5-C02`

Property Details

APN / Parcel Number

Primary APN	`T10-E5-C02`
Alternative APN	`55558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	20 Units
Building Area	1,194 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	133,789 sqft (3.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55558
Street Address	305 GRADY AVE, C2
City	TRYON
State	NC
Zip	28782-3032
Property Category	Other
Property Type	Other > Other Improved
Legal Description	APARTMENT C-2, COMMON AREA = 10.5%, T10D T10D
Legal Subdivision	BELVEDERE TERRACE CONDOMINIUM
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3010
Census Tract	920304

Owner

305 Grady Ave, Apt C2 is owned by two individuals who bought it in September 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1900 CLIFFORD ST, FT MYERS
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer
Aug 31, 2023	Intrafamily Transfer, Transfer
Dec 8, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	May 16, 2023 · Amount on File
Deed Book / Page	480 / 2096
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	000480/982
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 22, 2023
Property Address	305 GRADY AVE APT C2, C2, TRYON, NC 28782-3032
Document Number	00480/2096
Book / Page	480 / 2096
Map Reference	MB 156 PG 1149
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	484 LITTLE FALLS DR, TRYON, NC 28782-3635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GRADY AVE APT C2, C2, TRYON, NC 28782-3032

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Aug 31, 2023
Property Address	305 GRADY AVE APT C2, C2, TRYON, NC 28782-3032
Document Number	000480/982
Book / Page	480 / 982
Map Reference	MB 156 PG 1149
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 BECKINGHAM LOOP, CARY, NC 27519-6371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GRADY AVENUE #C2 # C2, C2, HIGH POINT, NC 27265

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 8, 2017
Property Address	305 GRADY AVE APT C2, C2, TRYON, NC 28782-3032
Document Number	00430/0967
Book / Page	430 / 0967
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E HOWARD ST, 201, TRYON, NC 28782-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 ERSKINE RD, TRYON, NC 28782-2680

Mortgage

Document Number	000430/970
Date	Dec 8, 2017
Book Page	430/970
Instrument	004672520015

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 305 Grady Ave, Apt C2 was $1,018.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,018.00	$220,025 (-) Building $220,025	$220,025 (-) Building $220,025
2025	$1,018.00	$220,025 Building $220,025	$220,025 Building $220,025
2023	$688.00 (+3.61%)	$120,137 (-) Building $120,137
2022	$664.00	$120,137 Building $120,137
2021			$120,137 Building $120,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Grady Ave, Apt C2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Grady Ave, Apt C2 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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