305 Ginghamsburg Rd, Tipp City, OH 45371 Property Records

Miami County property record for 305 Ginghamsburg Rd, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,809 sqft · built 1850
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`G12-056200`

Property Details

APN / Parcel Number

Primary APN	`G12-056200`
Alternative APNs	`040633.1-03-001-00` `G12MO029A00300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	44,954 sqft (1.03 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	G12MO029A00300
Street Address	305 GINGHAMSBURG RD
City	TIPP CITY
State	OH
Zip	45371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-33 S CEN PT SW
Legal Range	04
Legal Township	06
Legal Section	33
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	350101

Owner

Source: Miami County records · APN G12-056200

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	305 GINGHAMSBURG RD, TIPP CITY, OH 45371
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU INC
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit DAY AIR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Jun 20, 2003
Last Transfer Date	Jul 02, 2004
Transfer Doc	0000404280
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	305 GINGHAMSBURG RD, TIPP CITY, OH 45371
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022139
Date	Dec 22, 2021
Instrument	2021OR-22139

Lender

Name	DAY AIR CU INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	305 GINGHAMSBURG RD, TIPP CITY, OH 45371
Document Number	0000011079
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 GINGHAMSBURG FREDERICK RD TIPP CITY OH 453718989, TIPP CITY, OH 45371-8989

Mortgage

Document Number	0000011079
Date	Sep 23, 2019
Instrument	11079

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 (-7.34%) Homeowner's exemption	$73,330 (+10.09%) Land $20,580 Building $52,750	$209,500 (+10.09%) Land $58,800 Building $150,700
2024	$3,612.00 (+13.34%) Homeowner's exemption	$66,610 (-) Land $19,180 Building $47,430
2023	$3,187.00 (+6.98%) Homeowner's exemption	$66,610 (+11.82%) Land $19,180 Building $47,430	$190,300 (+11.81%) Land $54,800 Building $135,500
2022	$2,979.00 Homeowner's exemption	$59,570 Land $19,180 Building $40,390	$170,200 Land $54,800 Building $115,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 93 locations within half a mile of this property.

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