290 Ginghamsburg Rd, Tipp City, OH 45371 Property Records

Miami County property record for 290 Ginghamsburg Rd, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,388 sqft · built 1968
Lot Size	3.43 acres (149,585 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2026)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G12-063500`

Property Details

APN / Parcel Number

Primary APN	`G12-063500`
Alternative APNs	`040634.3-01-023-00` `G12MO030A02000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
1st Floor Area	1,900 sqft
Upper Floors Area	1,438 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	149,585 sqft (3.43 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	290 GINGHAMSBURG RD
City	TIPP CITY
State	OH
Zip	45371-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-34 TRS A B & C NE PT SW
Legal Range	06
Legal Township	04
Legal Section	34
Legal Tract	A-C
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3020
Census Tract	350101

Owner

Source: Miami County records · APN G12-063500

Assessment roll updated March 6, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Mar 05, 2026	Deed of Trust, Mortgage · Line of Credit HOMELIGHT HOME LOANS
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 11, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2026 · Amount on Record
Deed Sale	May 07, 2026 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	20265502
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0000000469
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 07, 2026
Property Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183
Document Number	0000005502
Instrument Date	Apr 29, 2026
Instrument	2026.5502
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SIBCY CLINE TITLE AGENCY LLC, SIBCY CLINE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183

Mortgage

Document Number	0000005503,
Date	May 07, 2026
Instrument	2026.5503

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183

Mortgage

Document Number	0000002591
Date	Mar 05, 2026
Instrument	2026OR-02591

Lender

Name	HOMELIGHT HOME LOANS
Type	Private Party
Address	1375 N SCOTTSDALE RD STE 125, SCOTTSDALE, AZ 85257

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	4 Months
Due	Jul 03, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004861
Date	Mar 23, 2021
Instrument	2021OR-04861

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 11, 2018
Property Address	290 GINGHAMSBURG RD, TIPP CITY, OH 45371-9183
Document Number	0000000468
Instrument Date	Nov 20, 2017
Instrument	468
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 GINGHAMSBURG RD TIPP CITY OH 453719183, TIPP CITY, OH 45371-9183

Mortgage

Document Number	470
Date	Jan 11, 2018
Instrument	470

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,452.00 (-9.82%) Homeowner's exemption	$100,240 (+7.42%) Land $39,620 Building $60,620	$286,400 (+7.43%) Land $113,200 Building $173,200
2024	$4,937.00 (+13.7%) Homeowner's exemption	$93,320 (-) Land $40,640 Building $52,680
2023	$4,342.00 (-4.13%) Homeowner's exemption	$93,320 (-) Land $40,640 Building $52,680	$266,600 (-) Land $116,100 Building $150,500
2022	$4,529.00 Homeowner's exemption	$93,320 Land $40,640 Building $52,680	$266,600 Land $116,100 Building $150,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 36 locations within half a mile of this property.

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