305 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 305 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1998
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Apr 2023)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-124-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-124-000`
Alternative APNs	`0088A 124` `30584`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30584
Street Address	305 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 62 FIVE OAKS UN 2
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	62
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 FIVE OAKS DR, COVINGTON, GA 30014-0408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2023	Warranty Deed, Transfer · FHA Mortgage NFM
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Apr 5, 1999 · Amount on Record
Deed Document Number	20231532
Deed Book / Page	4500 / 506
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0045010109
Record Updated	Jun 8, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 21, 2023
Property Address	305 FIVE OAKS DR, COVINGTON, GA 30014-0408
Document Number	0045010109
Book / Page	4501 / 109
Instrument Date	Apr 21, 2023
Instrument	2023-001548
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 FIVE OAKS DR, COVINGTON, GA 30014-0408

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 20, 2023
Property Address	305 FIVE OAKS DR, COVINGTON, GA 30014-0408
Document Number	0045000506
Book / Page	4500 / 506
Instrument Date	Apr 20, 2023
Instrument	2023-001532
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FIVE OAKS DR, COVINGTON, GA 30014-0408

Mortgage

Document Number	0000004486
Date	Apr 20, 2023
Instrument	004486

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	305 FIVE OAKS DR, COVINGTON, GA 30014-0408
Document Number	0036820121
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FIVE OAKS DR COVINGTON GA 300140408, COVINGTON, GA 30014-0408

Mortgage

Document Number	0036820121
Date	Mar 29, 2018
Book Page	003682/000121
Instrument	3773

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+4.58%) Homeowner's exemption	$104,720 (+9.17%) Land $12,000 Building $92,720	$261,800 (+9.17%) Land $30,000 Building $231,800
2023		$95,920 Land $9,000 Building $86,920	$239,800 Land $22,500 Building $217,300
2022	$2,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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