345 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 345 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1998
Lot Size	1.3 acres (57,064 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-122-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-122-000`
Alternative APNs	`0088A 122` `30582`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,682 sqft Heated Area
1st Floor Area	1,440 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Garage Area	726 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30582
Old Parcel Number	0088A 122
Street Address	345 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 60 FIVE OAKS UN 2
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	60
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Newton County records · APN 0088A-00000-122-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 FIVE OAKS DR, COVINGTON, GA 30014-0408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2019
Deed Sale	May 21, 2019
Deed Document Number	0003851548
Deed Book / Page	788 / 65
Prior Transfer Date	Dec 31, 1998
Prior Transfer Doc	0000078865
Record Updated	Jun 08, 2026

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 13, 2019
Property Address	345 FIVE OAKS DR, COVINGTON, GA 30014-0408
Document Number	0038510548
Book / Page	003851 / 000548
Instrument Date	May 21, 2019
Instrument	7206
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 FIVE OAKS DR COVINGTON GA 300140408, COVINGTON, GA 30014-0408

Mortgage

Document Number	38510550
Date	Jun 13, 2019
Book Page	003851/000550
Instrument	7207

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2029

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+3.93%) Homeowner's exemption	$129,440 (+8.48%) Land $12,000 Building $117,440	$323,600 (+8.48%) Land $30,000 Building $293,600
2024	$2,977.00 (-3.22%) Homeowner's exemption	$119,320 (-2.2%) Land $12,000 Building $107,320	$298,300 (-2.2%) Land $30,000 Building $268,300
2023		$122,000 Land $9,000 Building $113,000	$305,000 Land $22,500 Building $282,500
2022	$3,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 52 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Five Oaks Dr

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