290 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 290 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,525 sqft · built 1998
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Nov 2019)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-102-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-102-000`
Alternative APNs	`0088A 102` `30562`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,525 sqft Heated Area
1st Floor Area	1,617 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Mixed
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30562
Street Address	290 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 40 FIVE OAKS UN 2
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	40
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Newton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 19, 2021	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 20, 2019	Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Nov 6, 2012
Deed Document Number	20194788
Deed Book / Page	3925 / 280
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Sep 11, 2026
Property Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406
Document Number	4865000312
Book / Page	4865 / 312
Instrument Date	Aug 4, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406

Mortgage

Document Number	4865000312,
Date	Sep 11, 2026
Book Page	4865/312

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Aug 1, 2049

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406

Mortgage

Document Number	0043000000000273
Date	Nov 19, 2021
Book Page	0000004300/0000000273
Instrument	022369

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 20, 2019
Property Address	290 FIVE OAKS DR, COVINGTON, GA 30014-0406
Document Number	0039250280
Book / Page	003925 / 000280
Instrument Date	Nov 15, 2019
Instrument	15318
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 FIVE OAKS DR COVINGTON GA 300140406, COVINGTON, GA 30014-0406

Mortgage

Document Number	39250282
Date	Nov 20, 2019
Book Page	003925/000282
Instrument	15319

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (+3.97%) Homeowner's exemption	$124,440 (+8.21%) Land $12,000 Building $112,440	$311,100 (+8.21%) Land $30,000 Building $281,100
2023		$115,000 Land $9,000 Building $106,000	$287,500 Land $22,500 Building $265,000
2022	$2,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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