305 E Ryegate Dr, Meridian, ID 83646 Property Records

Ada County property record for 305 E Ryegate Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,148 sqft · built 2006
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3616220110`

Property Details

APN / Parcel Number

Primary APN	`R3616220110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	1,371 sqft
Upper Floors Area	777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 E RYEGATE DR
City	MERIDIAN
State	ID
Zip	83646-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 27 BLK 03 HIGHGATE SUB NO 02
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	HIGHGATE SUB NO 02
Legal Block	03
Legal Lot Number	27
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3010
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2357 S ROLLING HILLS AVE, MERIDIAN, ID 83642-5237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 1, 2020	Deed of Trust, Mortgage BANK OF ID
Jan 7, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	305 E RYEGATE DR, MERIDIAN, ID 83646-4836
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107288
Date	Aug 21, 2020
Instrument	2020-107288

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	305 E RYEGATE DR, MERIDIAN, ID 83646-4836
Document Number	0000083602
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E RYEGATE DR MERIDIAN ID 836464836, MERIDIAN, ID 83646-4836

Mortgage

Document Number	0000083602
Date	Jul 7, 2020
Instrument	83602

Lender

Name	BANK OF ID
Type	Bank
Address	IDAHO FALLS, ID 83402

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	305 E RYEGATE DR, MERIDIAN, ID 83646-4836
Document Number	0000027132
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	STEWART TITLE - EMERALD OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E RYEGATE DR MERIDIAN ID 836464836, MERIDIAN, ID 83646-4836

Mortgage

Document Number	0000027132
Date	Mar 6, 2020
Instrument	27132

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,400 (-3.47%)	$492,400 (-3.47%)
2025	$2,299.00 (-6.54%)	$510,100 (+13.63%)	$510,100 (+13.63%)
2024	$2,460.00 (-19.05%)
2023		$448,900 Land $142,100 Building $306,800	$448,900 Land $142,100 Building $306,800
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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