280 E Ryegate Dr, Meridian, ID 83646 Property Records

Ada County property record for 280 E Ryegate Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 2005
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Apr 2019)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3616220440`

Property Details

APN / Parcel Number

Primary APN	`R3616220440`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,154 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,158 sqft
Upper Floors Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	280 E RYEGATE DR
City	MERIDIAN
State	ID
Zip	83646-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 06 BLK 05 HIGHGATE SUB PHASE 02
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	HIGHGATE SUB NO 02
Legal Phase	02
Legal Block	05
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3014
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2019	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	201929455
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835

Mortgage

Document Number	0000005949
Date	Feb 6, 2024
Instrument	2024-005949

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	465 Months
Due	Nov 1, 2062

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835

Mortgage

Document Number	0000053779
Date	Sep 19, 2023
Instrument	2023-053779

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	470 Months
Due	Nov 1, 2062

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835

Mortgage

Document Number	0000088555
Date	Oct 25, 2022
Instrument	2022-088555

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 12, 2019
Property Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835
Document Number	0000029455
Map Reference	MB 90 PG 10514-10516
Instrument Date	Apr 9, 2019
Instrument	2019-029455
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE ONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E RYEGATE DR, MERIDIAN, ID 83646-4835

Mortgage

Document Number	0000029456
Date	Apr 12, 2019
Instrument	2019-029456

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,600 (-1.59%)	$465,600 (-1.59%)
2025	$1,568.00 (-5.2%) Homeowner's exemption	$473,100 (+11.5%)	$473,100 (+11.5%)
2024	$1,654.00 (-23.46%)
2023		$424,300 Land $146,000 Building $278,300	$424,300 Land $146,000 Building $278,300
2022	$2,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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