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305 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 305 E Prospect Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1973
Square Footage3,007 sqft Living Area
Lot Size8,834 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$1,079,000 (2021)
Tax Bill$29,112.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-21-124-014

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area3,007 sqft Living Area
Gross Area4,669 sqft Gross Area
1st Floor1,345 sqft 1st Floor
Upper Floors1,662 sqft Upper Floors
Basement Area1,137 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1973
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area8,834 sqft (0.203 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage
PorchOpen Porch
Porch Area63 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address305 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF PT BLK 81/2 & VAC LAND ADJ BEG AT NW C OR BLK 81/2 INTSN E LN BLEN AV & S LN PROSPECT AV, E ALG S L N PROSPECT AV 111,S 61,W 5,S 29,W 52,N 20,W 54,N 70T
Legal SubdivisionVILLAGE OF LAKE BLUFF
Legal Block81/2
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup1
Census Block1011
Census Tract863300

Owner

Source: Lake County records · APN 12-21-124-014

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 E PROSPECT AVE, LAKE BLUFF, IL 60044-2522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
CIBC BANK USA
Apr 21, 2021Warranty Deed, Transfer · Conventional Mortgage
CIBC BANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2021 · Amount on Record
Deed SaleApr 21, 2021 · Amount on Record
Prior SaleMay 19, 2014 · Amount on Record
Deed Doc Number20217778616
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateJul 15, 2026
Property Address305 E PROSPECT AVE, LAKE BLUFF, IL 60044-2522
Document Number0008181919
Instrument DateJul 09, 2026
Instrument20268181919
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address305 E PROSPECT AVE, LAKE BLUFF, IL 60044-2522

Mortgage

Document Number0008181919,
DateJul 15, 2026
Instrument20268181919
Lender
NameCIBC BANK USA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 14, 2056
Interest
Rate TypeAdjustable Rate
Rate7.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 21, 2021
Property Address305 E PROSPECT AVE, LAKE BLUFF, IL 60044-2522
Document Number0007778616
Instrument DateMar 26, 2021
Instrument7778616
Transaction TypeTransfer
Record UpdatedJun 08, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,079.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address712 MOFFETT RD, 712, LAKE BLUFF, IL 60044-2130

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address305 E PROSPECT AVE, LAKE BLUFF, IL 60044-2522

Mortgage

Document Number0007778617
DateApr 21, 2021
Instrument7778617
Lender
NameCIBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$460,982 (+20.59%) Land $126,838 Building $334,144$1,383,084 (+20.59%) Land $380,552 Building $1,002,532
2024$29,112.00 (+14.08%)
2023$25,520.00 (+3.6%)$382,286 (+5.97%) Land $105,185 Building $277,101$1,146,973 (+5.97%) Land $315,587 Building $831,386
2022$24,634.00$360,763 Land $99,263 Building $261,500$1,082,397 Land $297,819 Building $784,578

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